Blog

May 7th, 2022

Our Online and Mobile Banking gets 4.8-5.0 Star Reviews!

Guess who's got 4.8 - 5.0 Star Reviews?  Our Online Banking & Mobile Banking system! It's simple to use with the latest features you desire. Make ASCU's mobile or online banking portal your personal…

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April 27th, 2022

Teen Finance: Should My Teen have a Checking Account?

SHOULD MY TEEN HAVE A CHECKING ACCOUNT? The short answer is YES! About the time they become interested in buying larger items, even as young as 11, 12 or 13, you should consider opening…

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April 8th, 2022

Donation to the Veterans of Foreign Wars

Tom Wiederstein picks up a donation from ASCU in support of their Vernon White Golf Tournament.  The Tournament will be held on June 5, 2022 at the Mountain View Golf Course on Ft. Huachuca.

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April 8th, 2022

Donation for Operation Toothbrush!

Anna picks up a check for Operation Toothbrush, a 501c3 Charity right here in Sierra Vista.  Operation Toothbrush provides toothbrushes and personal hygiene kits for homeless veterans. You can find out more about them…

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April 1st, 2022

ASCU Fosters Kitten Found On Highway

This poor kitten was found on the highway near Benson, but she's getting better and better every day!  Thanks to Benson Animal Hospital for staying late on a Friday to see her.

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March 12th, 2022

My Emergency Fund – A Personal Journey

Saving Wasn't Easy I remember a time in my history when saving wasn’t easy.  In fact, it was almost impossible.  I wanted an emergency fund, but I literally didn’t have the money to even…

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March 11th, 2022

March 2022 Mini News Update

2022.03.01 March Mini ASCU Newsletter We are doing great things in your community! Check it out!  Plus don't forget the Indochine coupons inside! 2022 March Mini Newsletter

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March 11th, 2022

Credit Cards and How They Affect Your Credit Score

There is a lot of hype about credit card rewards or low interest credit card that can entice you into purchases.  If you choose to use a credit card, it is important to understand…

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March 11th, 2022

Documentation for Buying a Car

When you buy a car, there’s a lot of paperwork that everyone has to deal with. Below is a description of the various documentation types involving the sale of an auto. Registration:  The registration…

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March 11th, 2022

Zero-Dollar Budgeting

Many people have made a 2022 goal of trying to budget better and save for an emergency fund.  It's a difficult task for those of us who have a fear of not being able…

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February 22nd, 2022

Cost of Poor Credit

[video width="1920" height="1080" mp4="https://ascu.org/wp-content/uploads/2020/08/Cost-of-Poor-CreditFinished.mp4"][/video]

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February 16th, 2022

2022 February Newsletter

2022.02.16 ASCU Newsletter We are doing great things in your community! Check it out!  Plus don't forget the Indochine coupons inside! 2022 February Newsletter

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February 15th, 2022

Gift Card Scams

Did you know that scammers often request payment with a gift card?  Stop and think before you buy gift cards as a payment for a product or service.  Once you hand over a gift…

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February 9th, 2022

Rage Against Scams

Another successful Rage Against Scams workshop at the Sierra Vista Library.  We love providing people with insight into scams and fraud and concrete ways to protect themselves.

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February 7th, 2022

Can a Budget App Help You?

Budgeting can be a challenge for a lot of us.  We, as Americans, don’t save nearly as much as we should and with all of the gadgets available that connect us to the world,…

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February 3rd, 2022

Army Emergency Relief Fund Donation

We always want to give back to the community when we can. Ft. Huachuca is such an integral part of our community and Cochise County.  This year we wanted to help out the Army…

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February 1st, 2022

Green Valley Rotary Club

American Southwest Credit Union is at a Rotary Club meeting! Yesenia will officially join with the Green Valley Rotary Club soon! Rotary is a community service organization that connects a diverse group of professional…

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January 29th, 2022

ASCU Employee Workshop

Great businesses strive to be good employers, aiming toward growth, innovation, and employee satisfaction.  The long term goal for growth is to be able to provide more jobs to our local economy and provide…

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From left to right: Amanda, Center director of We Care in Benson and Arcelia, Branch Manager of American Southwest Credit Union in Benson. Donation Check transfer
January 27th, 2022

We Care Pregnancy Center of Benson AZ

Supporting our local charities is one of the ways we contribute to our communities.  This year American Southwest Credit Union is proud to make a $500 donation to We Care Pregnancy Center.  The goal…

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January 26th, 2022

ASCU at Innovations In Education

American Southwest Credit Union was an exhibitor and a presenter at the Innovations In Education Conference presented by the Cochise County Superintendent's Office.  We presented a program called "Money Moves, How Money Affects Your…

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January 26th, 2022

Donation to the Douglas Art Association

Douglas is a town with a lot of history and we are proud to be a part of it! Today we stopped by the Douglas Art Association and gave them a small donation to…

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January 11th, 2022

Arizona Based Credit Union Opens 2022 With Donation To EAC’s Foundation

L-R: Ron Curtis, ASCU Director of Commercial Lending; Jay Williamson, ASCU CEO and President; David Udall, EAC Foundation Executive Director; Ryan Rapier, EAC Foundation Director of Alumni Relations and Development [EAC – Submitted photo].…

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January 10th, 2022

Donation to Cochise Education Foundation

American Southwest Credit Union believes in and supports higher education.  Representative Kristin Gray from American Southwest Credit Union (ASCU), presents a check for $1,000 to the the Cochise Education Foundation. Foundation board member Eric…

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December 31st, 2021

5 Small Bites for Big Financial Success

Is it time to polish your financial to-do list?  We know financial tasks are not what people want to do after a busy day.  It’s stressful and time consuming to say the least.  But…

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December 21st, 2021

Contactless Card “Sleeves”

There is a scam trying to scare people into believing that contactless cards are less secure than a chip card.  This scam offers a “free” sleeve to put your contactless cards into to “protect”…

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December 21st, 2021

Contactless Debit & Credit Cards are Now Available at ASCU!

We are rolling out our new contactless debit and credit cards which include the latest Tap-To-Pay technology. New accounts opened Dec. 16th 2021 or later will receive contactless cards. Existing account holders will receive their…

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December 21st, 2021

Audio Blog: Relationships and Money

Episode 002  Relationships and Money Relationships: Building Growth & Stability w/ your Partner Through Financial Health & Communication Explore the importance of financial health in relationships for dating couples, newly engaged or already long-term…

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December 21st, 2021

How Can a Home Equity Line of Credit (HELOC) Help You?

With more people working from home, families are struggling to find ways of upgrading their home offices or converting a garage or an unfinished basement into a useable space to get their work done.…

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December 16th, 2021

Winter 2021 ASCU Newsletter

-Contactless Debit & Credit Cards are Here! -How to use a contactless card -Member Highlight: Tony Pham & Indochine Family Restaurant -Member Highlight: The Brodericks & TeeSign Design LLC -ASCU Visa Gift Card available…

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December 16th, 2021

Fall 2021 ASCU Newsletter

-Member Highlight: Chapos Cocina Food Truck! -Douglas Grand Opening -Charity Ride Tickets Fall 2021 ASCU Newsletter    

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December 16th, 2021

Summer 2021 Newsletter

-New Technology on the ASCU Horizon -Charity Ride 2021 Information -Financial Education Workshops in Douglas -ASCU Donations to the community Summer 2021 Newsletter    

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December 16th, 2021

Spring 2021 ASCU Newsletter

-Information about PPP Loans -Employee Fun -Travel Photos from our Members 2021.04 Newsletter  

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December 14th, 2021

Financial Mistakes: What are they really costing you?

We all make financial mistakes at one point or another.  Whether it’s jumping on to a bad investment, missing a payment deadline, or simply succumbing to a “Keep up with the Jones’s” mentality that…

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December 4th, 2021

Home Improvements with a HELOC

With more and more people working from home, people are looking to upgrade their offices or convert a garage or an unfinished basement into a useable space away from the family to get their…

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December 2nd, 2021

Supporting Our Military

We are proud supporters of our military families.  This year we donated to the Chaplains Tithes and Offerings Fund on Ft. Huachuca.  This fund helps enlisted and in-need military families with food for the…

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December 1st, 2021

Can Refinancing Your Car Help Your Overall Financial Health?

When someone is looking into refinancing a car, there is always a financial reason behind the decision.  They are usually looking for lower monthly payments to improve monthly cash flow, reduce interest rates to…

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November 30th, 2021

Save Money by Shopping Smarter

Does Comparing Prices at the Grocery Store Make You Crazy? Make it easy with your smart phone! We all want to save money.  Some people want to put a little more into their Rainy…

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November 29th, 2021

Pitfalls and Perks of the Zero-Interest Credit Card Offers

Zero percent interest credit card offers are constantly being dropped in our mail boxes and email accounts.  But they are not always the best way to assist you with your finances.  People may think…

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November 10th, 2021

Cochise County Sheriff’s Charity Ride

We love being a title sponsor for the Cochise County Sheriff's Charity Ride every year, raising money for local charities in Cochise County.  The Sheriff's Department did an amazing job raising money to support…

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September 19th, 2021

Money Moves with Jacqui Clay

We were happy to partner with the Cochise County Superintendent's Office this year to present "Money Moves" financial education curriculum to Cochise County Teachers.  We are going to be at their annual training day…

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August 25th, 2021

Negotiate the Best Deal for Your Next Auto

No matter how many cars you buy, you will never be as good at buying a vehicle from a dealership as the salesperson is at selling them.  Even a mediocre salesperson will sell at…

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August 20th, 2021

Extended Warranties – Are they worth the cost?

Q: I am in the process of buying a new set of wheels, and I’m being pushed to take out an extended warranty plan on my car.  Is this a good idea? A: The…

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July 29th, 2021

Financial Education Workshop

Our financial education program was kicked off this year with a workshop in Douglas AZ.  Special thanks to Angie Luna who works for the Youth Quest Program in Cochise County. Angie brought the students…

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July 29th, 2021

Donation to American Foundation for Suicide Prevention

Our local community is really working hard to bring awareness and compassion to those suffering.   Join the walk for awareness on October 23rd.  More information at: OutoftheDarknessWalk

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July 29th, 2021

Donation to NAMI SEAZ

Proud to donate to National Alliance on Mental Illness of Southeastern Arizona.  Don't forget to register for their event, the Sky Island Bike Tour on October 2nd. Show your support and ride!  https://www.skyislandtour.com/

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July 9th, 2021

Landlords: Squeezed between missed rent and bills?

For a clickable PDF with active links, click here: 2021.07.09 cfpb_landlords_rental_assistance_help                     For a clickable PDF with active links, click here:  2021.07.09 cfpb_landlords_rental_assistance_help

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July 8th, 2021

Scam Alert

SCAM ALERT: Recently, we have been made aware of postcards being mailed to our members referring to a recently closed mortgage you may have with ASCU. The postcard asks you to call a phone…

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June 14th, 2021

Miss Sierra Vista Scholarship Foundation

We value our youth at American Southwest Credit Union and this year, we've made a $1000 donation to the Miss Sierra Vista Scholarship Foundation.  These girls represent the community of Sierra Vista and develop…

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May 30th, 2021

Green Valley/Sahuarita Chamber of Commerce Dinner

Our ASCU team attended the Green Valley/Sahuarita Chamber of Commerce Dinner.  It was great to meet new people in the business community. We hope to attend next year!

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May 4th, 2021

Yesenia’s Podcast

Our amazing Yesenia in Sahuarita takes the mic.  Inspiring, positive, and funny, she is an asset to ASCU.  Thanks Yesenia for sitting down to chat with us!  Don't leave before the out takes! [audio…

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April 10th, 2021

8 Ways To Save On A Vacation

In a month or two it will be time to plan out the summer! Just because you're going on vacation, doesn't mean your budget has to take a hike. Use these tips to save…

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March 25th, 2021

Green Valley Sahuarita Chamber of Commerce Podcast

Randy Graf from the Green Valley Sahuarita Chamber of Commerce talks about his time in the area and gives us an inside look into developing the GVS Chamber into an information resource and support…

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March 15th, 2021

Automated Fraud Alerts Are Here

Accelerated. Automated. How do I register for Fraud Alerts? There’s no need to register for automated fraud alerts. As a member of ASCU you are automatically eligible to receive fraud alerts via SMS, phone…

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March 5th, 2021

PPP Loan Application Assistance March12th, March 13th & March 16th

LIVE at American Southwest Credit Union  Dates:  Friday March 12th, and Saturday March 13th @ SIERRA VISTA BRANCH Date: Tuesday March 16th @ GREEN VALLEY/SAHUARITA BRANCH *Friday March 12th Session Start times:  4PM and…

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March 1st, 2021

Dan’s Podcast

Dan is retiring!  10 years with ASCU and he shared a bit of his story with us.  Thanks Dan and we will miss you. [audio mp3="https://ascu.org/wp-content/uploads/2021/03/Dan-Final-Session-Mixdown.mp3"][/audio]  

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January 21st, 2021

Alex’s Podcast

Find out about Alex's awesome bosses, how her new position differs from her old position.  Learn what her interests are, how she maintains balance, and about one of her most worthy long term goals. …

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January 19th, 2021

Samara Vincent PODCAST

Compliance Officer, Samara Vincent of American Southwest Credit Union speaks about her goals and professional journey and gives a bit of advice to students struggling to balance family, work, and getting through college.  She…

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January 6th, 2021

Podcast: Getting to Know Jay Williamson

Getting to Know Jay Williamson, new President and CEO of American Southwest Credit Union.  Listen in between 9:00 AM on January 12th to March 5th.  Learn about Jay Williamson's professional journey, his philosophy, who…

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January 2nd, 2021

History of Credit Unions – Why They Were First Started

As a member of American Southwest Credit Union, you know that credit unions are always striving to serve their members and community in as many ways as possible. We value each member’s input as…

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December 11th, 2020

$10,000 Check to Cochise College Foundation

Cochise College is a great way to start a career or change careers.  Our donation of $10,000 this year is earmarked for non-traditional students who have been affected by the pandemic.  If you have…

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December 11th, 2020

$10,000 Donation to Chiricahua Community Health

ASCU proudly supports the communities where we serve.  During this pandemic, we wanted to assist with health related issues revolving around COVID-19.  Our donation will go to directly assist for testing, and distribution of…

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December 11th, 2020

$5,000 Donation to the Chaplain’s Tithes and Offerings Fund

This donation goes out the the Army Chaplain's Tithes and Offerings Fund, which provides food and clothing to those in our immediate area who are in need this holiday season.  Thanks for all you…

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December 11th, 2020

$5,000 Just Kids Donation

Just Kids, Inc. is a foundation of the Sierra Vista – San Pedro Kiwanis Club.  The foundation was established in 1993.The foundation’s goal is to enhance the lives of needy, at risk children in…

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December 10th, 2020

Donation to SAT

$10,000 to the Sheriff's Assist Team Here is a list of the accomplishments and areas of support given by SAT  88-Crime for Cochise County ACO Support  Assist Detention Personnel  Background Investigations  Cold Case Investigations…

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November 18th, 2020

$5,000 Donation Check Presentation for Salvation Army

It's the annual Red Kettle Kick Off and we are proud to be the first to put money into the kettle!  Watch the live presentation on the Salvation Army page!  

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November 7th, 2020

8th Annual Cochise County Sheriff’s Charity Ride

8th Annual Cochise County Sheriff’s Charity Ride ASCU is a proud title sponsor of the Charity Ride, our first responders, and our community. Did you miss one of the biggest annual events in Cochise…

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September 30th, 2020

Did you know you can pre-qualify for an auto loan?

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September 21st, 2020

ASCU 2020 Annual Meeting

2020 Annual Meeting Information Date:  September 19, 2020 View Livestream Video of Annual Meeting:  https://youtu.be/jl6K1PkLH8c BOARD REPORTS Chairman's Report During CY2019, ASCU continued to operate in a fiscally sound and conservative manner.  In spite…

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September 17th, 2020

Audio Blog: Financing Your Business Podcast

Podcast Episode 004 Financing Your Business Ready to start or expand your dream?  Explore lending options with Ron Curtis, our VP of Commercial Lending.  We can assist even the small self-employed entrepreneur!  Learn the…

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September 17th, 2020

Video Blog: Does a Credit Score Really Matter?

How much does a poor credit score really cost you.  Meet three people who ended up paying different prices for items based only on their credit scores. [video poster="https://ascu.org/wp-content/uploads/2020/08/poor-creditb.jpg" width="1920" height="1080" mp4="https://ascu.org/wp-content/uploads/2020/08/Cost-of-Poor-CreditFinished-1.mp4" autoplay="true"][/video]

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September 17th, 2020

Audio Blog: Getting the Best Deal on Your Next Auto

Episode 003  Financing Your Auto Find your best financing deal for your next auto.  Listen in for strategies to reduce your stress about car buying and give you some negotiating power.  Ready to check…

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September 10th, 2020

Newlyweds: Don’t Let Financial Stress Take The Cake

There are so many things to think about when you are in a serious relationship and thinking about marriage or moving in together.  No one would rate finances as the most exciting thing to…

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August 11th, 2020

Savings Scams

SouSou savings clubs are becoming more and more common in the United States. But beware! Many scammers are capitalizing on them to steal money, instead of using them for their original intent. What is…

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August 3rd, 2020

Clay Money Toppers for Kids

Looking for a fun activity to help encourage your young children to save? Make clay money toppers with your kids for a fun and inexpensive activity.  Sculpey Bake & Bend or Craftsmart Oven Bake…

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July 31st, 2020

Do You Know about Phishing?

Fishing and Phishing are two very different things.  One is thought of as being a relaxing or fun past time and the other, phishing, is used to "fish" for your information so that a…

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SCAM ALERT: AUTO SALE AND REPAIR FRAUD
July 30th, 2020

Auto Repair Scams

Just what you don't need... an unexpected auto repair and an auto repair scam.  Sometimes people posing as mechanics seem knowledgeable and honest, but they really aren't.  Here are some tips from the Arizona…

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Moving Scams: GRAPHIC
July 30th, 2020

Moving Scams

Scams involving professional movers rarely enters our minds when we are preparing for a big move.  But they do happen.  Here are some tips from the Arizona Attorney General's Office to help you avoid…

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July 15th, 2020

Social Media Influencers: Laws to combat deceptive ads

If you're a social media influencer and accept material or monetary goods with the brand you are representing, you have a responsibility to tell your readers of this connection.  The Federal Trade Commission is…

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July 14th, 2020

Work at Home Scams

Work from home scams are on the rise.  Find out how to protect yourself! Remember you can report scams to www.ftc.gov/complaint

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July 2nd, 2020

Leaders and Managers: Are they the same?

As business owners, we tend to think that the roles and qualities of leaders and managers are the same, but they are very different.  By analyzing the qualities of each, we hope to bridge…

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June 16th, 2020

Message from the SBA

The SBA (Small Business Administration) is a great resource if you are thinking of starting a small business. Their website can be found at   https://www.sba.gov/  

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June 3rd, 2020

Preventing Financial Elder Abuse

Financial Scams cost victims almost 40 billion dollars a year.  Unfortunately many of the victims are the elderly and vulnerable adults of all ages.  According to the FTC, 20% of the elderly will fall…

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May 15th, 2020

Road Tripping on a Budget

Vacations might be tight this year. Maybe people are thinking about avoiding travel all together. But there’s nothing like a good road trip. In a time where we may not want to get on a plane, going…

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May 11th, 2020

COVID-19

Our lobbies (except the Ft. Huachuca Branch) are open for regular business hours! For a complete list of branch locations and hours, visit https://ascu.org/locations/  The Ft. Huachuca Branch has limited hours of 11 AM…

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April 28th, 2020

Take Control: Get the best deal on your auto

It’s that time.  We all hate it, but we have to do it.  Going to the car dealership is a stressful time.  It should be fun to shop for a new or newer car…

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April 28th, 2020

Participate in 2020 Census

It's easy to participate in the 2020 Census.  If you didn't get the papers in the mail, you can go online and do everything there. It only takes about 10 minutes to complete! Just…

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SCAM ALERT: LOTTERY SCAMS are prevalent
April 27th, 2020

Lottery & Sweepstakes Scams

Although getting mail in your physical mailbox is less common now, the chances of encountering a scam lottery or scam sweepstakes either in your US Mail box or in your digital mailbox is still…

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April 17th, 2020

Time Capsule for 2020

It's important to connect with friends and family in this strange time we call a “pandemic” . But how do we do that when everything costs money and we are supposed to be “distancing”?…

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April 16th, 2020

Do You Have What it Takes to be an Entrepreneur?

Many people dream of opening a business and thriving with employees to do a lot of the work while they relax and do administrative tasks.  (This is a bit misguided as an entrepreneur works…

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April 16th, 2020

Funding for your New Business

Finding funding for a business venture can be really hard.  Sometimes taking out a personal loan seems like the only option.  But taking out a personal loan to fund something that may or may…

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April 10th, 2020

Buying A Home In Today’s Economy

The only thing certain about today’s economy is that it is uncertain. No one can guarantee what the next few years will bring.  Fortunately, you don’t have to give up on the home of…

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April 10th, 2020

How Can You Get The Most Out Of Your Investment In Your Home?

I want to increase the value of my home this summer. What can I do? Regular home maintenance is essential to protecting your largest investment. Before you worry about luxury amenities like a swimming…

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April 10th, 2020

Choosing An Equity Loan In A Rising Rates Environment

Q: I'd like to take out a loan against my home's equity, but I've heard that interest rates are expected to climb soon. What are the differences between a home equity line of credit…

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April 10th, 2020

What You Need To Know About Chip-Enabled Cards

Are you a swiper or a dipper? Chances are, you have at least one EMV chip-enabled card in your wallet. EMV, which stands for Europay, Mastercard and Visa, and has been used for years…

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April 10th, 2020

Review And Adjust Your Investments Each Year

Your portfolio is diversified and you've developed an asset allocation strategy that you're comfortable with. All is well. Then, at the end of the year, you find that the weighting of each asset class…

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April 10th, 2020

Plan For The Payoff When You Plan Your Student Loans

Planning ahead for college is not just a matter of getting good grades and accumulating a list of extracurricular activities and awards. It’s also a process of understanding how to pay for tuition and…

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April 10th, 2020

Combat The Financial Mistakes Of Our 20s And 30s

Early in their careers, people tend to focus on the here and now while ignoring the future. As you climb the ladder of success, you might think raises and promotions will never end and…

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April 10th, 2020

Changes In The Vantage Score System

Q: I've heard that the Vantage Score system is getting an overhaul. What kind of changes are being made and how will this affect the way my score is calculated? A: The Vantage Score,…

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April 10th, 2020

Beware Of The Fake Tax Form Scam

Tax season means a paperwork blizzard. Often, someone loses a copy of an important document and needs it to be re-issued. Naturally, everyone's too busy to verify the authenticity of each request. That's what…

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April 10th, 2020

20 Ways To Celebrate Father’s Day — Without Breaking The Bank!

We all want to show our dads that we care on Father’s Day. Many people panic and run straight for the ties. But unless your father is a necktie aficionado and you can land…

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