Share Savings Account


Scroll to Sub-Accounts to learn more about Member Named Shares aka specialty savings accounts.

A Share (Savings) Account

With only a $5 minimum balance, a Share account entitles you to:

  • Competitive dividend rates
  • VISA® Debit card
  • Free unlimited use of ASCU ATM’s
  • Free Online Banking access
  • AllPoint ATM Network access
See Share Savings Rates

Youth Accounts for Savers Ages 0-12

El ÁGUILA PEQUEÑA  ~ Little Eagle Account

is for kids under the age of 13. When your child becomes part of Little Eagles,  your child will receive a special gift when the account is opened to encourage them to save. Additionally, each month one Little Eagle is selected to win a $10 deposit to their account! So get started today!

Kids can also download our banking app to watch their savings grow even from home.

Stash & Cash – Exclusively for Teens

Our share savings account for teens ages 13-17 is a great way to start saving for the big stuff.  Pair their share savings account with a Stash & Cash Account for maximum benefit and a one of a kind learning experience.  Learn more at  Teen and Youth Accounts

Our award winning app is available to youth. They can transfer money between their accounts, review transactions and balances, take advantage of our money management videos and workshops.  Throw away the piggie bank and give your teen a real money experience.

*Due to federal and state regulations, Stash & Cash is not eligible for overdraft protection, meaning, if the account balance will not cover the attempted transaction, the transaction cannot be processed, therefore the account will not be overdrawn.

Bank Online from Home or your Smart Phone

Easily bank online from home.  Click on the red login button from the top right of this screen.

Want to use your smart phone instead? Download our App!

Google Playstore

Apple App


Sub-Accounts for better money management at ASCU.

Member Named Shares (“Sub-Accounts” or “Specialty Accounts”) are extensions of your savings account that allow you to easily set aside money for specific long-term purposes. They are called Member Named Shares because you get to name them according to what the funds are to be used for.  Be prepared for upcoming expenses by setting up automatic transfers into your sub-accounts from your main checking or savings. With your automatic contributions, your savings can grow over time. Set up as many sub-accounts as you need, name the fund to match your savings goal.  When that bill comes due, simply transfer the money from that sub-account to your checking account and pay the bill.

Ideas for Member Named Shares are endless, but here’s a few ideas to get you started.

  • Vacation Savings
  • Gift Funds
  • Car Repairs
  • Property Taxes
  • Home Repairs
  • Income Taxes
  • Insurance Premiums
  • Fun Money
  • And much more!

Get the most out of your spending and savings accounts with ASCU Savings sub-accounts.  Start a Member Named Share

If you are one of our members but don’t bank online, start a chat with us by clicking the chat icon at the bottom of this screen.


Digital Banking at ASCU

  • Remote Deposits: Enroll for Remote Deposits when you set up your account
  • Download our free, award-winning app onto your smart phone
  • Snap a photo of the front and back of your endorsed check. It’s fast and secure
  • Want to use your smartphone instead? Download our App from Google Playstore or the Apple App Store
Other Digital Banking Features:
  • View all of your account balances, including checking, savings, and loan balances
  • Pay bills*
  • Make Transfers**
  • Create Sub-Accounts to manage your money easier. Name sub-accounts for the expense they are for
  • Review account history up to 30 days
  • Schedule payments
  • View, edit, or delete pending payments
  • View payment history
  • Free Check Image Retrieval – Retrieve and print a full-page image of your cleared checks online
  • Verify that a particular check has cleared your account
  • Verify that deposits were received and credited
  • Obtain year-to-date information on dividends paid on savings and interest paid on loans
  • Obtain payroll deposit information
  • Order checks
  • Free E-Statements
  • View and set up alerts

*NOTE: Members must register and set-up payees on a PC before utilizing bill payment through mobile banking.

**More than one account is required in order to make transfers.

American Southwest Credit Union is a state chartered, federally insured financial cooperative that is owned by its members. We believe in responsible savings programs aimed at solving our members’ savings and investment needs. We offer competitive rates for the savings beginner as well as the sophisticated depositor.