Share Savings Account

American Southwest Credit Union is a state chartered, federally insured financial cooperative that is owned by its members. We believe in responsible savings programs aimed at solving our members’ savings and investment needs. We offer competitive rates for the savings beginner as well as the sophisticated depositor.

A Share (Savings) Account

With only a $5 minimum balance, a Share account entitles you to:

  • Competitive dividend rates
  • VISA® Debit card
  • Free unlimited use of ASCU ATM’s
  • Free Online Banking access
  • AllPoint ATM Network access
See Share Savings Rates

Eager Eagle Savings Club for Young Savers  

Every saver is unique, but most people who save regularly developed the habit early in life. Learning to delay gratification in order to save for long-term goals is a crucial life skill, and one ASCU is committed to helping our youngest members develop.

That’s why we create programs and services designed specifically for young people. One of those is our Eager Eagles Savings Club for children under the age of 13. When your child becomes part of the Eager Eagles,  your child will receive a special gift when the account is opened to encourage them to save. Additionally, each month one Eager Eagle is selected to win a $10 deposit to their account! So get started today!

By helping your child learn about saving now, you’ll help them soar when they’re older.

Download Our ASCU Mobile App for iPhones
Download our Mobile App from GooglePlay

Mobile & Online Banking

Remote Deposit- Deposit checks from anywhere using your smart phone!

  • Deposit checks remotely with the ASCU Mobile App.
  • Enroll for Remote Deposits when you set up your account.
  • Download the app.
  • Snap a photo of the front and back of your endorsed check. It’s fast and secure!
  • The login and password for the ASCU app are the same as your Anytime Online Home Banking login.

 The app is free to download and may require updates from time to time; your device will let you know when those updates are available.

With the Mobile Banking App You Can:

  • View all of your account balances
  • Pay bills*
  • Make Transfers**
  • Review account history up to 30 days
  • Schedule a single payment
  • View, edit, or delete pending payments
  • View payment history
  • Research previous transactions
  • View alerts
  • Deposit checks when you enroll with the Remote Deposit feature.

*NOTE: Members must register and set-up payees on a PC before utilizing bill payment through Anytime Mobile Banking

**More than one account is required in order to make transfers.

Online Banking

You can have an American Southwest Credit Union branch with you 24/7 by enrolling in home banking – Anytime Online!  You’ll have full access to your accounts for easy online transactions.  You’ll be amazed what you can do in the comfort of your home or office!

  • Free Check Image Retrieval – Retrieve and print a full-page image of your cleared checks online
  • Obtain current balances for savings, checking, and loan accounts
  • Withdraw funds from savings, checking, or line of credit
  • Verify that a particular check has cleared your account
  • Transfer funds between your accounts
  • Verify that deposits were received and credited
  • Obtain year-to-date information on dividends paid on savings and interest paid on loans
  • Obtain payroll deposit information
  • Order checks
  • Free E-Statements
  • Free Bill Pay using your checking account
  • And much more!

To enroll in Home Banking, please see a friendly Member Service Representative at any of our convenient locations.