Share Savings Account

American Southwest Credit Union is a state chartered, federally insured financial cooperative that is owned by its members. We believe in responsible savings programs aimed at solving our members’ savings and investment needs. We offer competitive rates for the savings beginner as well as the sophisticated depositor.

A Share (Savings) Account

With only a $5 minimum balance, a Share account entitles you to:

  • Competitive dividend rates
  • VISA® Debit card
  • Free unlimited use of ASCU ATM’s
  • Free Online Banking access
  • AllPoint ATM Network access
See Share Savings Rates

Youth Accounts for Savers Ages 0-12

Our App will have them watching their balances grow, even from home!

Our Eager Eagles Savings Club is for kids under the age of 13. When your child becomes part of the Eager Eagles,  your child will receive a special gift when the account is opened to encourage them to save. Additionally, each month one Eager Eagle is selected to win a $10 deposit to their account! So get started today!

By helping your child learn about saving now, you’ll help them soar when they become adults.

Need to organize your money for better financial management?
Set up Savings Sub-Accounts at ASCU

Sub-Accounts are extensions of your savings account that allow you to easily set aside money for specific long-term purposes. Be prepared for upcoming expenses by setting up automatic transfers into your sub-accounts from your main checking or savings so your sub-accounts grow over time. You can set up as many sub-accounts as you need, name them according to your savings goal, and watch your money grow.  When that bill comes due, simply transfer the money from that sub-account to your checking account and pay the bill.

Set up sub-accounts for “Vacation Savings”, “Car Repairs”, “Property Taxes”, “Home Repairs”, “Income Taxes”, “Insurance Premiums”, “Fun Money,” and much more.

Get the most out of your Spending and Savings Accounts with ASCU Savings Sub-Accounts.  Just come into a branch and ask us to set them up.

If you are already a member and using digital banking, you can create your own sub-accounts right from the App or from home on our digital banking platform.


Download Our ASCU Mobile App for iPhones
Download our Mobile App from GooglePlay

Bank Anytime Online!  You’ll have full access to your accounts for easy online transactions.  You’ll be amazed what you can do in the comfort of your home or office!

Remote Deposit- Deposit checks from anywhere using your smart phone!

  • Enroll for Remote Deposits when you set up your account.
  • Download our free, award-winning app onto your smart phone.
  • Snap a photo of the front and back of your endorsed check. It’s fast and secure!
Other Digital Banking Features:
  • View all of your account balances, including checking, savings, and loan balances
  • Pay bills*
  • Make Transfers**
  • Create Sub-Accounts to manage your money easier. Name the sub-accounts for the expense they are for.
  • Review account history up to 30 days
  • Schedule payments
  • View, edit, or delete pending payments
  • View payment history
  • Free Check Image Retrieval – Retrieve and print a full-page image of your cleared checks online
  • Verify that a particular check has cleared your account
  • Verify that deposits were received and credited
  • Obtain year-to-date information on dividends paid on savings and interest paid on loans
  • Obtain payroll deposit information
  • Order checks
  • Free E-Statements
  • View and set up alerts

*NOTE: Members must register and set-up payees on a PC before utilizing bill payment through mobile banking.

**More than one account is required in order to make transfers.