For a limited time, Finance or Refinance your next vehicle with us and

Get up to $280!
Want an additional $20?
Mention Promo Code: WEBSITE

This cash incentive is paid at the time of the loan closing by crediting the member’s share savings account.  Offer is available for cars, trucks, SUVs, RVs, motorcycles, and other types of motorized vehicles. The cash incentive is tiered based on the amount financed, but will not be less than $100 and not greater than $300.  For qualifying applicants, you can wait 90 days to make your first payment.  Interest accrues during the 90 days.  Other restrictions may apply.  All loans are subject to approval.  This incentive program may end at any time without notice.  Buying from a private seller?  We can help!    Contact a loan specialist today and see how easy it is!

Apply Now for Auto Loan


Did you apply online before 1/19/2022? Click Here

Auto Loans

Our friendly and capable lending team is equipped with many vehicle loan products to meet your needs. We can provide vehicle valuation services as well as ancillary insurance plans. Third-party purchases? We can also help you finance third-party private purchases.

Apply Now for Auto Loan See Vehicle Loan Rates Auto Promotion

Auto Loan Resources

American Southwest Credit Union is partnered with a national indirect auto network where you can shop for your next vehicle and still keep the financing with us—without leaving the showroom floor.

Need some help researching your next vehicle?
Shop Now for Your Next Vehicle

Financial Calculator 
Vehicle Closed-End Loan Calculator

Motorcycle Loans and ATVs

We have great rates and terms for the serious rider. Whether your preference is a two or three wheel tour bike or a multipurpose side-by-side, we have the financing for your sweet ride.

Apply Now for Toy Loan See Vehicle Loan Rates

RV Loans

If you drive it or tow it, we’ve got the financing for your specific needs. Check out our newly revised RV rates and contact one of our member service representatives for more information.

NADA RV Consumer Pricing Guide

Your Personal RV Buying Guide

Apply Now for RV LoanSee Vehicle Loan Rates

TruStage Insurance

Insurance savings especially for members of American Southwest Credit Union

Savings on car insurance. Get a quote. TruStage Insurance Agency

What Kind of Buyer Are You?

PreQualifying at ASCU can help you negotiate your vehicle price at the dealership.  Analyzing what type of car buyer you can also help.  Learn some tricks of the trade here.

Auto Blog

Negotiate the Best Deal for Your Next Auto

August 25, 2021

No matter how many cars you buy, you will never be as good at buying a vehicle from a dealership as the salesperson is at selling them.  Even a mediocre salesperson will sell at least 100 vehicles a year and a good one will sell hundreds.  You, on the other…read more.

Extended Warranties – Are they worth the cost?

August 20, 2021

Q: I am in the process of buying a new set of wheels, and I’m being pushed to take out an extended warranty plan on my car.  Is this a good idea? A: The process of buying a car involves lots of decisions, each of which should be considered carefully. …read more.

Audio Blog: Getting the Best Deal on Your Next Auto

September 17, 2020

Episode 003  Financing Your Auto Find your best financing deal for your next auto.  Listen in for strategies to reduce your stress about car buying and give you some negotiating power.  Ready to check into financing options?  Call us at 520-459-1860 and ask to speak with an auto loan specialist.…read more.

Take Control: Get the best deal on your auto

April 28, 2020

It’s that time.  We all hate it, but we have to do it.  Going to the car dealership is a stressful time.  It should be fun to shop for a new or newer car but it isn’t.  It’s annoying!  But we just can’t drive an undependable car anymore.  The entire…read more.

Tips for Buying a Used Car

October 28, 2019

Tips for Buying a Used Car But buying a previously owned vehicle can be a great way to save big on one of your most valuable possessions.  You do have to do your homework however, and be careful with the car you are buying. If you are shopping for an…read more.