Have you thought about ALL of your budget items?

July 22, 2022

It's great to make a budget.  But one of the hardest things to do when initially starting out is just listing all the things, big and small, that we spend our money on.  Sometimes we don't even pay attention! See below for our American Southwest Credit Union starter budget list.…read more.

My Emergency Fund – A Personal Journey

March 12, 2022

Saving Wasn't Easy I remember a time in my history when saving wasn’t easy.  In fact, it was almost impossible.  I wanted an emergency fund, but I literally didn’t have the money to even buy one cup of coffee a month, let alone go to the movie or out to…read more.

Credit Cards and How They Affect Your Credit Score

March 11, 2022

There is a lot of hype about credit card rewards or low interest credit card that can entice you into purchases.  If you choose to use a credit card, it is important to understand how having a credit card and using it can help and hurt your financial life.  They…read more.

Zero-Dollar Budgeting

Many people have made a 2022 goal of trying to budget better and save for an emergency fund.  It's a difficult task for those of us who have a fear of not being able to buy what we want or have a fear of failing to live up to the…read more.

Can a Budget App Help You?

February 7, 2022

Budgeting can be a challenge for a lot of us.  We, as Americans, don’t save nearly as much as we should and with all of the gadgets available that connect us to the world, these gadgets increase the cost of living.  For instance, could you live without your internet connection? …read more.

5 Small Bites for Big Financial Success

December 31, 2021

Is it time to polish your financial to-do list?  We know financial tasks are not what people want to do after a busy day.  It’s stressful and time consuming to say the least.  But there are some small things you can do in 2022, that will make a big difference…read more.

Newlyweds: Don’t Let Financial Stress Take The Cake

September 10, 2020

There are so many things to think about when you are in a serious relationship and thinking about marriage or moving in together.  No one would rate finances as the most exciting thing to think about, but studies show that money is the number one reason couples argue.  And those…read more.

Combat The Financial Mistakes Of Our 20s And 30s

April 10, 2020

Early in their careers, people tend to focus on the here and now while ignoring the future. As you climb the ladder of success, you might think raises and promotions will never end and that you have forever to plan for the future. Surprisingly, though, the future comes faster than…read more.

Should I Buy a Car or Keep the Old One

January 23, 2020

Automobiles are a constant drain on our resources but most people consider an auto a necessity, unless you live in a large metro area with a lot of public transportation options.  As our cars get older, they require more maintenance and TLC which can put a drain on our pocket…read more.

Curbing the Impulse Buy

January 15, 2020

Have you ever come home from a needed shopping excursion only to find that you didn’t come home with the things you set out to buy?  Or worse yet, you bought something that doesn’t fit within your stylistic comfort zone but on impulse, you bought it anyway? This is the…read more.