Visa Debit and Prepaid Cards

Visa Debit®

To maximize the convenience of your American Southwest Credit Union checking account, apply for a VISA® Debit card. With this card, you will have free access to any ATM worldwide displaying the green Allpoint logo. Also, you can use the card just like a check at millions of merchants around the world!

Our VISA® Debit Card is accessible through the following ATM networks*:

VISA Network INTERLINK NetworkPLUS Network

*A surcharge fee may apply depending on the ownership of the ATM


Visa Prepaid®

ASCU also has three dynamic Visa Prepaid solutions to fit all of your needs: the Visa Gift card, the Visa Prepaid EMV card, and the Visa Student Prepaid card.  Click here to see fees for Visa Prepaid cards.

Important message: The new Prepaid My Card Manager website is now live. Existing cardholders will need to create a new login using the “Get Started” tab (top right of screen) and choose the option “I have a card.”  When you finish this process, you will now have only one user login to access all your Reloadable cards on the Reloadable My Card Manager website, and the same user login can also be registered to access all your Gift cards on the Gift Card Manager website. Existing cards must be registered on the My Card Manager website before you attempt to purchase additional cards for yourself.

  • Step 1) If you have existing cards, go to MyCardManager
  • Step 2) Select: “Get Started” (top right of screen)
  • Step 3) Choose “I have a Card”
  • Step 4) Link your existing prepaid or reloadable cards to your user login
  • Step 5) Then purchase additional cards as needed

Visa® Prepaid Gift Cards

ASCU offers a variety of styles of Visa Prepaid Gift Cards that are perfect for any occasion: birthdays, graduations, weddings, holidays, or just to say “thank you”. Give a gift without worrying about getting the wrong size or color! For complete details, including terms and conditions, click here for gift card terms and conditions.

Visa® Prepaid Debit

Easy to use and reloadable, Visa Prepaid debit cards go everywhere that you do. Our card is also EMV-capable, meaning you can feel more secure knowing that the “chip” is working for you! ASCU’s personalized Visa Prepaid card can be loaded using cash, direct deposit from your employer, a debit or credit card, or your ASCU checking or savings account. For complete details, including terms and conditions, click here for prepaid debit terms and conditions.

Visa® Student Prepaid Cards

You have been asking for it and it is finally here! Our Reloadable Visa Student Prepaid card offers parents and students a better alternative. The card allows parents the ease of providing funds to their student while away and allows students to make purchases while avoiding the risk of carrying cash. ASCU is excited to offer this effective budgeting tool to its younger membership! For complete details, including terms and conditions, click here for student relationship terms and conditions.

Contactless Debit & Credit Cards are Now Available at ASCU!

We are rolling out our new contactless debit and credit cards which include the latest Tap-To-Pay technology.

  • New accounts opened Dec. 16th 2021 or later will receive contactless cards.
  • Existing account holders will receive their new contactless cards when their current cards expire.
  • If you wish to receive contactless cards before your current card expires, there is a $7 upgrade fee per card.

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Concerned About Going Contactless? Truth vs. Myth About Contactless Card Security

 

True or False? Contactless cards are less secure than my current chip card. 

FALSE – Contactless cards are more secure than contact chip cards because they do not transmit your account number. They transmit an encrypted transaction token number. Each time you use your card, the token number changes, making each and every transaction token unique. Contactless cards contain the same chip technology as contact cards and help prevent fraud at point-of-sale terminals.

 

True or False? Contactless cards can be read with any RFID (Radio Frequency Identification Device).

FALSE – Contactless cards only transmit token numbers. They do not transmit your name, card number, expiration date, or your security code on the back. This makes contactless cards more secure than contact cards. In addition, the transmittal distance is only a few millimeters. IF someone walked by you with an RFID, they could not merely put the device near your purse or wallet to receive a transmission.

 

True or False? One of the greatest threats to my card security is from people seeing my card number, writing it down, and using it on the internet. 

TRUE – Help stop fraud in its tracks by not allowing others, including family members, to see your card number at any time. When at home, keep your purse or wallet securely stored out of view from visitors and family members. Do not give anyone your card to use. If you have to physically hand over your card to make a purchase (such as at a restaurant), keep an eye on where it is going and whose possession it is in. Likewise, never make a purchase over the phone by verbally giving out your account number. Instead, for businesses that accept phone payments, use their automated phone payment system. If they do not have an automated payment system, find a different way to pay.

 

True or False? Another threat to my card security is from purchasing merchandise from websites that turn out to be scams or imposter websites.

TRUE – Scam websites and websites impersonating bona fide businesses are prevalent. Keep your card safe by making sure you are only visiting and making online purchases from websites run by reputable businesses. If you are in doubt about a website’s legitimacy, don’t make the purchase and leave the website immediately.