Now available at ASCU! From your checking account, you can choose to round up each debit card transaction to the nearest dollar or another amount of your choosing and have it automatically transferred to your share savings account. Members, to get started, click the chat icon at the bottom of this page.
This checking account offers you convenience with no minimum balance and no monthly fee. You may receive:
For astute money managers, try Prestige Checking! With a minimum daily balance of $2,000.00, there is no monthly fee*. Prestige Checking entitles you to:
*Note: If your balance falls below $2,000.00 on any one day during the month, a $10 monthly fee will be applied to your account. Each day the balance falls below $2,000.00, the account will not earn a dividend.Apply for Checking Account & Membership
Our Stash & Cash exclusive teen duo comes complete with a share savings account and checking account with a debit card for purchasing power. Teens 13-17 are invited to open a Stash & Cash account and download our award-winning mobile app to easily manage their funds on the go. Using the app they can transfer money between their two accounts, deposit checks, review transactions and balances, and take advantage of our money management videos and workshops. Throw away the piggy bank and give your teen a real money experience.
*Due to federal and state regulations, this account is not eligible for overdraft protection. However, a draft path from another account can be established when the account is set up or through the banking app.
Not a member of ASCU? You can apply for membership and a checking account online!
For membership and eligibility details, go to: Eligibility – American Southwest Credit Union (ascu.org)
Select “New Member Account.” Add “Share Savings” (required for membership) and “Checking” once the application is open.Apply Now for Membership & Checking Account
Access our financial education video series. Great for adults and teens who want to test their knowledge about money management.
Click Here to explore “It’s A Money Thing” video series.
In addition to your checking account, sub-savings accounts are extensions of your savings account that allow you to easily set aside money for specific long-term purposes. Be prepared for upcoming expenses by setting up automatic transfers into your sub-accounts so they grow over time. You can set up as many sub-accounts as you need, name them according to your savings goal, and watch your money grow. When that bill comes due, simply transfer the money from that sub-account to your checking account and pay the bill.
Set up sub-accounts for “Vacation Savings”, “Car Repairs”, “Property Taxes”, “Home Repairs”, “Income Taxes”, “Insurance Premiums”, and much more.
Get the most out of your Spending and Savings Accounts with ASCU Savings Sub-Accounts. Just come into a branch and ask us to set them up.
No time to come in? Just chat with us and we’ll set them up. Login to online banking and click the chat icon to get started.
**More than one account is required in order to make transfers.
Need access to your account in different locations? We are part of the Co-Op Shared Branch Network.