Experience hassle free car buying when you pre-qualify for your car, truck, RV, or other loan. Walk onto the lot as a cash buyer! Call us today or pre-qualify online!


Bring us your car or truck loan and get up to $300! You can also wait up to 90 days to make your first payment.

PURCHASING A HOME? Pre-qualify with ASCU!

Talk to a lending specialist today about our low rates.


We can help with a Home Equity Line of Credit.

Quickly and securely make a loan payment online from a checking or savings account or by credit card.
We’re serious about protecting you from fraudulent activity on your accounts. That’s why we’ve strengthened our defenses with a new, automated system that can identify threats faster, notify you sooner and equip you with the tools you need to take immediate action against fraud.

Shop for Vehicles



Research available local vehicles right from our convenient website platform.


Shop Now for a Vehicle

Apply for an Auto Loan

Make buying your next auto easier!  Get pre-qualified for your auto loan before you step onto the lot!  Give yourself the negotiating power of saying you are a “cash buyer” and don’t forget to ask about our auto promotions ~ a member benefit!

Apply Now for your Vehicle Loan

Buying a Home, Refinancing or Remodeling Your Existing Home?

We have competitive rates and a variety of products to fit your needs.  We even have construction loans, HELOCs, and VA Loans!

Learn More About Home Finance Options

Become a Member

Become a member-owner of ASCU and experience the Credit Union difference!  We are locally owned and proudly support our communities and local businesses.  Our low loan rates and great member service are just some of the benefits you’ve been missing out on.

Become a Member of ASCU

Shared Branching

ASCU is part of the Co-Op Credit Union® Network. It’s like having 4,300 American Southwest Credit Union branches all in one.  Your membership and accounts remain at ASCU, but you can go to other credit unions within the Co-Op to conduct many needed financial transactions and services.

Locate A Shared Branch

Frequently Asked Questions


Find answers to our most asked questions such as “What’s the difference between a Credit Union and a Bank?” or “Is my account federally insured” or “Can I apply for membership online?”


Our Mission

Did you know that Credit Unions are Not for Profit organizations?  That’s right!  And our mission is to provide quality financial products and services to to you.  Here are some facts:

  • We’re owned by our members.
  • We operate democratically.
  • We’re not-for-profit; we don’t make money for anyone but our members.
  • We support social and community programs to improve the quality of life for everyone.
ASCU History & Mission

ASCU Cares

Every year ASCU tries to give back to the communities we serve.  Whether it’s dollars donated, serving as a collection point for Toys for Tots, or volunteer hours at charity events or other local community based projects, we are involved in the people’s lives who walk by our doors every day.

Our Core Values are Integrity, Trust, Community, Care, Cooperation, Dedication, Education, Knowledge, and Excellence.

We strive to make a difference.

Community Outreach

Upcoming Events

Holiday Closures 2021: January 1, January 18, February 15, May 31, July 5, September 6, October 11, November 11, November 25, November 26, November 27, December 24 closing at 1:00 PM, December 25.

The address for the new Douglas location is:  1094 N. San Antonio Ave.  (11th & San Antonio).