Enjoy Lower Loan Rates

& Boost Your Savings with ASCU (Limited Time Offer!)

4.75% APY*

9-month Term Share Certificate (TSC).
Insured by NCUA

We're Seeking Part-Time Help

Bring your resume to our Sahuarita/Green Valley branch or send it to hrdept@ascu.org

July is Military Consumer Month

This annual observance raises awareness about consumer protections and financial readiness for service members, veterans, and their families.




Get PRE-QUALIFIED for your home loan at ASCU.

CHAT SUPPORT? We've got it!

Mon-Fri 8 AM - 5 PM. Just click the chat icon at the bottom of this page.


Conquer your savings goals with sub-accounts.



American Southwest Credit Union

The Co-Op You Can Bank On

Important Fraud Notification: When verifying transactional activity, ASCU will never ask you to verify more than the last four numbers of your card or to give out the 3-digits on the back of your card or expiration date. If you have any doubt about who is on the other end of the line or text message, hang up immediately and call us toll free at 800-752-6394 or visit any of our branches in person.

Auto, Truck, & Toy Loans

Make buying your next auto easier and prequalify with ASCU. You might be surprised at just how much you can save with an auto loan from ASCU.

Apply Now for your Vehicle Loan

HELOCs = Home Equity Line of Credit

Dreaming of home upgrades or a family vacation? Check out our HELOCs to help you with your dreams.

Apply Now for a HELOC

Buying a Home or Refinancing?

VA Loans, construction loans, land loans, and conventional loans are available at ASCU.  Our personalized service will help you on your journey to home ownership. Start your application today and get pre-qualified.

Learn More About Home Finance Options


Become a member-owner of ASCU and experience a local not-for-profit banking experience. We have extraordinary customer service, an award-winning digital banking platform, helpful loans, and essential savings & checking products to meet your needs.

Become a Member of ASCU

Need a car but struggling with bad credit? We may be able to help.


Auto Loan Application

Round Up Savings

Want an easy way to save a little extra?  Enroll in Round Up Savings.

Round Up Savings at ASCU

Video Banking screen shot: Explore ~ Learn ~ Get Excited for the next wave of TechVideo Banking is here

Can’t get out of the house? Don’t have a car? Too busy or just don’t want to deal with traffic?

Bank face to face with us using your computer or smart phone!  Start a chat from our website home page or login to your digital banking account. Upgrade to video if you wish. Co-browsing will be available to allow our Member Service Representatives to help you navigate to the information or application you are looking for.



Quickly and securely make a loan payment online from a checking or savings account or by credit card.

Credit unions exist to help people. Our goal is to serve all of our member-owners well, including those of modest means. Our members are loyal for this reason. They know ASCU will be there for them in bad times, as well as good.  With a one time deposit of $10, you can have access to the benefits of being a member-owner at ASCU*

*To be eligible for membership, you must live, work, or worship in one of the following Arizona Counties: Cochise, Pima, Pinal, Gila, Graham, Greenlee, or Santa Cruz. Also eligible for membership are persons or organizations sponsored by members of ASCU.  See additional membership details at Membership

Our members enjoy surcharge-free access to cash at Allpoint ATMs!  Where are Allpoint ATMs located?  Now at Circle K, CVS, Walgreens, and more.  Look for the Allpoint Logo on ATMs and avoid fees at 55,000 ATMs worldwide.

Free Yourself from ATM fees

Shared Branching

ASCU is part of the Co-Op Credit Union® Network. It’s like having 4,300 American Southwest Credit Union branches all in one.  Your membership and accounts remain at ASCU, but you can go to other credit unions within the Co-Op to conduct many needed financial transactions and services.

Locate A Shared Branch

Frequently Asked Questions

Find answers to our most asked questions such as “What’s the difference between a Credit Union and a Bank?” or “Is my account federally insured” or “Can I apply for membership online?”


Our Mission

Did you know that Credit Unions are Not for Profit organizations?  That’s right!  Here are some facts:

  • We’re owned by our members.
  • We operate democratically.
  • We’re not-for-profit; we don’t make money for elite shareholders.
  • Profits are given back to our members in the form of better loan rates, etc.
  • We support social and community programs to improve the quality of life for everyone.
ASCU History & Mission

ASCU Cares

Every year ASCU tries to give back to the communities we serve.  Whether it is dollars donated, serving as a collection point for Toys for Tots, or volunteer hours at charity events or other local community based projects, we are involved in the people’s lives who walk by our doors every day.

Our Core Values are Integrity, Trust, Community, Care, Cooperation, Dedication, Education, Knowledge, and Excellence.

We strive to make a difference.

Community Outreach

Depositing checks is a snap with our ASCU Mobile App.

Aggregate accounts from other banks and credit unions into a single view! See balances, transactions, ad receipts, tags & notes. Easy remote deposits, view monthly statements, download recent transactions, pay bills, member to member transfers, and more!  Download from the Apple App or the Google Play Store 4.8 – 5 Star Ratings!





American Southwest Credit Union is looking for professional, outgoing and dedicated employees.

When you join ASCU, you will find yourself in a supportive work environment with a culture that champions an open-door management philosophy and a team environment.  We offer competitive wages, bi-annual stay bonuses, paid volunteer time, a great benefit package for full time staff and advancement opportunities within our organization. We have locations in Sierra Vista, Sahuarita/Green Valley, Douglas, Benson, and on Ft. Huachuca.

Become part of our progressive, extraordinary team!

We accept applications anytime and will keep them on file for 90 days.

Email your resume to hrdept@ascu.org  If a position opens up during that timeframe that you qualify for, we will contact you.  We also post job listings on   https://regionalhelpwanted.com/sierra-vista-jobs/

2022 ASCU Awarded "Best Credit Unions to Work for" by American Banker

In August 2022 we were published in American Banker as one of the Best Credit Unions to work for in the USA!

Over the last two years we have implemented a multitude of improvements to our working environment and employee benefits.  We are so proud of the progress we’ve made and excited to be recognized as one of the best credit unions to work for in the USA.

But we’re not done!  We continue to improve our services and perks for our employees. We’re excited for what the future will bring!

HOLIDAY CLOSURES 2024: Jan 1st, Jan 15th, Feb 19th, May 27th, June 19th, July 4th, Sept 2nd, Oct 14th, Nov 11th, Nov 28th, Nov 29th, Nov 30th, Dec 25th
Contact Us

Chat: The fastest way to connect Mon-Fri 8AM – 5PM.  Login to online banking from your computer or smart phone. Or click the “Let’s Talk” chat bubble on this website.

Secure Messaging: The best way to send us a message, even on the weekend.  Secure Messaging is checked 2-4 times per day on M-F.  You can even send a PDF, jpg, or Excel document through secure messaging.  Login to online or mobile banking and click the white envelope icon.

Call Center: (520)459-1860 or 1-800-752-6394 M-Th 8 AM – 5 PM and Fri 8 AM – 6 PM  

24/7 Automated Teller: (520) 459-1860 or Toll-Free: 1-800-752-6394

Nationwide Branch Access: Visit over 5,300 credit union branches across the United States at participating Co-Op Shared Branches

Surcharge-free ATMs at any of our branch ATMs + Surcharge-free ATMs when you use AllPoint Network ATMs. Look for the AllPoint Logo at Walgreens, CircleK, CVS, Target, and other popular locations.

Routing Number