American Southwest Credit Union
The Co-Op You Can Bank On
Dedicated to our Communities with Trust and Integrity
Holiday Skip-A-Payment is Here!
BUYING A CAR, TRUCK, SUV, RV, MOTORCYCLE, OR SIDE X SIDE?
For a limited time, Finance or Refinance your next vehicle with us and
Get up to $280!
Want an additional $20?
Mention Promo Code: WEBSITE
This cash incentive is paid at the time of the loan closing by crediting the member’s share savings account. Offer is available for cars, trucks, SUVs, RVs, motorcycles, and other types of motorized vehicles. The cash incentive is tiered based on the amount financed, but will not be less than $100 and not greater than $300. For qualifying applicants, you can wait 90 days to make your first payment. Interest accrues during the 90 days. Other restrictions may apply. All loans are subject to approval. This incentive program may end at any time without notice. Buying from a private seller? We can help! Contact a loan specialist today and see how easy it is!
Apply Now for an Auto Loan
Quickly and securely make a loan payment online from a checking or savings account or by credit card.
Need help getting statements for online banking? This short tutorial can help!
We’re serious about protecting you from fraudulent activity on your accounts. That’s why we’ve strengthened our defenses with a new, automated system that can identify threats faster, notify you sooner and equip you with the tools you need to take immediate action against fraud.
Shop for Vehicles
Research available local vehicles right from our convenient website platform.
Shop Now for a VehicleApply for an Auto Loan
Make buying your next auto easier! Get pre-qualified for your auto loan before you step onto the lot! Give yourself the negotiating power of saying you are a “cash buyer” and don’t forget to ask about our auto promotions ~ a member benefit!
Apply Now for your Vehicle LoanBuying a Home, Refinancing or Remodeling Your Existing Home?
We have competitive rates and a variety of products to fit your needs. We even have construction loans, HELOCs, and VA Loans!
Learn More About Home Finance OptionsBecome a Member
Become a member-owner of ASCU and experience the Credit Union difference! We are locally owned and proudly support our communities and local businesses. Our low loan rates and great member service are just some of the benefits you’ve been missing out on.
Become a Member of ASCUShared Branching
ASCU is part of the Co-Op Credit Union® Network. It’s like having 4,300 American Southwest Credit Union branches all in one. Your membership and accounts remain at ASCU, but you can go to other credit unions within the Co-Op to conduct many needed financial transactions and services.
Locate A Shared BranchFrequently Asked Questions
Find answers to our most asked questions such as “What’s the difference between a Credit Union and a Bank?” or “Is my account federally insured” or “Can I apply for membership online?”
FAQOur Mission
Did you know that Credit Unions are Not for Profit organizations? That’s right! And our mission is to provide quality financial products and services to to you. Here are some facts:
- We’re owned by our members.
- We operate democratically.
- We’re not-for-profit; we don’t make money for anyone but our members.
- We support social and community programs to improve the quality of life for everyone.
ASCU Cares
Every year ASCU tries to give back to the communities we serve. Whether it’s dollars donated, serving as a collection point for Toys for Tots, or volunteer hours at charity events or other local community based projects, we are involved in the people’s lives who walk by our doors every day.
Our Core Values are Integrity, Trust, Community, Care, Cooperation, Dedication, Education, Knowledge, and Excellence.
We strive to make a difference.
Community OutreachVideo of Kudos from Our Members!
Because we are a Credit Union, we are a part of our community and truly care about our members. We loved these notes from our members so much we wanted to share them in a video.
Upcoming Events
9th Annual Cochise County Sheriff’s Charity Ride
Saturday, November 6, 2021
Holiday Closures 2021: January 1, January 18, February 15, May 31, July 5, September 6, October 11, November 11, November 25, November 26, November 27, December 24 closing at 1:00 PM, December 25.
News and Financial Tips
