Struggling with Bad Credit?
We may be able to help. Apply online with our simple online application.
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Buying from a private seller?
Contact us and see how easy it is!
Credit unions exist to help people. Our goal is to serve all of our member-owners well, including those of modest means. Our members are loyal for this reason. They know ASCU will be there for them in bad times, as well as good. With a one time deposit of $10, you can have access to the benefits of being a member-owner at ASCU*
*To be eligible for membership, you must live, work, or worship in one of the following Arizona Counties: Cochise, Pima, Graham, Greenlee, or Santa Cruz. Also eligible for membership are persons or organizations sponsored by members of ASCU. See additional membership details at Membership

Our platforms are clean, organized & easy to use. Need a little help? Visit our tutorials page or stop by one of our branches. Or you can email us at talktous@ascu.org *Do not include your account number in emails.
We are here to help you!
Tutorials
Make buying your next auto easier! Get pre-qualified for your auto loan before you step onto the lot! With a pre-qualified auto loan from American Southwest Credit Union, you can avoid the hassle of going through dealer financing, saving you a lot of time and money.
Apply Now for your Vehicle LoanWe have competitive rates and a variety of products to fit your needs. We even have construction loans, HELOCs, and VA Loans!
Learn More About Home Finance OptionsBecome a member-owner of ASCU and experience the Credit Union difference! We are locally owned and proudly support our communities and local businesses. Our low loan rates and great member service are just some of the benefits you’ve been missing out on.
Become a Member of ASCUOur members enjoy surcharge-free access to cash at Allpoint ATMs! Where are Allpoint ATMs located? Now at Circle K, CVS, Walgreens, and more. Look for the Allpoint Logo on ATMs and avoid fees at 55,000 ATMs worldwide.

ASCU is part of the Co-Op Credit Union® Network. It’s like having 4,300 American Southwest Credit Union branches all in one. Your membership and accounts remain at ASCU, but you can go to other credit unions within the Co-Op to conduct many needed financial transactions and services.
Locate A Shared BranchFind answers to our most asked questions such as “What’s the difference between a Credit Union and a Bank?” or “Is my account federally insured” or “Can I apply for membership online?”
FAQDid you know that Credit Unions are Not for Profit organizations? That’s right! Here are some facts:
Every year ASCU tries to give back to the communities we serve. Whether it’s dollars donated, serving as a collection point for Toys for Tots, or volunteer hours at charity events or other local community based projects, we are involved in the people’s lives who walk by our doors every day.
Our Core Values are Integrity, Trust, Community, Care, Cooperation, Dedication, Education, Knowledge, and Excellence.
We strive to make a difference.
Community Outreach
Aggregate accounts from other banks and credit unions into a single view! See balances, transactions, ad receipts, tags & notes. Easy remote deposits, view monthly statements, download recent transactions, pay bills, member to member transfers, and more! 4.8 – 5 Star Ratings!


When you join ASCU, you will find yourself in a supportive work environment with a culture that champions an open-door management philosophy and a team environment. We offer competitive wages, a great benefit package for full time staff and advancement opportunities within our organization. We have locations in Sierra Vista, Sahuarita/Green Valley, Douglas, Benson, and on the Ft. Huachuca base.
We accept applications anytime and will keep them on file for 90 days.
Email your resume to hrdept@ascu.org If a position opens up during that timeframe that you qualify for, we will contact you. We also post job listings on https://regionalhelpwanted.com/sierra-vista-jobs/
We are a part of our community and truly care about our members. We loved these notes from our members so much we wanted to share them in a video.