American Southwest Credit Union
The Co-Op You Can Bank On
Our Members Love Us! Read What Members Are Saying.
QUESTIONS ABOUT YOUR SHARE INSURANCE?
Get information about the NCUA $250,000.00 share insurance at
NCUA How Your Account is Insured
Use the credit union insurance estimator to calculate your insurance with various account scenarios.
LOVE OUR LOANS!
You might be surprised at just how much money you can save with a great loan rate from ASCU!
Struggling with Bad Credit?
We may be able to help. Apply online with our simple online application.
Buying from a private seller?
Contact us and find out how! 520-459-1860
Video Banking is here
Can’t get out of the house? Don’t have a car? Too busy or just don’t want to deal with traffic?
Bank face to face with us using your computer or smart phone! Start a chat from our website home page or login to your digital banking account. Upgrade to video if you wish. Co-browsing will be available to allow our Member Service Representatives to help you navigate to the information or application you are looking for.
Sierra Vista: Adult Money Management – For Teens
- Current Locations in Benson & Sierra Vista
- Saturdays 9:30 AM – 1:00 PM
- Teens learn how to manage money in this workshop presented by American Southwest Credit Union. Topics include: Planning for unexpected expenses, easy saving strategies, how to create and manage a budget, making the most of a small food budget, how to manage a spending account to your advantage, sparking a desire to save for retirement early on, and much more. Parents, grandparents, and guardians are welcome.
- Sierra Vista: Saturday June 24th
- Benson: Saturday July 15th
- Use the QR code to register or email Kristin at kgray@ascu.org
Quickly and securely make a loan payment online from a checking or savings account or by credit card.
New ASCU Logo in 2023
Our new logo shows our blue eagle safely landing in a triangle, a traditional symbol of unity as well as a symbol for co-op. Our new logo marks our 2023 push for new technology, new service, and innovative solutions to your banking experience. It represents our enhanced online/mobile banking platforms, our enhanced loan application portal, social media sites, and website. It will take some time to implement our new logo into all places, so if you see two different logos in the next 6 months, know that it is us, continuing with our mission to grow and change to bring you the best possible banking experience in Southern Arizona.
Need a hassle-free spending account?
Your contactless debit card includes an Online debit and spending account for
Purchases
Withdrawals
Deposits
Transfers
Connects to Apple, Google and Samsung Pay wallets so your digital payments are secure.
Credit unions exist to help people. Our goal is to serve all of our member-owners well, including those of modest means. Our members are loyal for this reason. They know ASCU will be there for them in bad times, as well as good. With a one time deposit of $10, you can have access to the benefits of being a member-owner at ASCU*
*To be eligible for membership, you must live, work, or worship in one of the following Arizona Counties: Cochise, Pima, Graham, Greenlee, or Santa Cruz. Also eligible for membership are persons or organizations sponsored by members of ASCU. See additional membership details at Membership
Online/Mobile Banking Help
Our platforms are clean, organized & easy to use. Need a little help? Visit our tutorials page or stop by one of our branches. Or you can email us at talktous@ascu.org *Do not include your account number in emails.
We are here to help you!
Tutorials
Apply for an Auto Loan
Make buying your next auto easier! Get pre-qualified for your auto loan before you step onto the lot! With a pre-qualified auto loan from American Southwest Credit Union, you can avoid the hassle of going through dealer financing, saving you a lot of time and money.
Apply Now for your Vehicle Loan
Buying a Home, Refinancing or Remodeling Your Existing Home?
We have competitive rates and a variety of products to fit your needs. We even have construction loans, HELOCs, and VA Loans!
Learn More About Home Finance OptionsBecome a Member
Become a member-owner of ASCU and experience the Credit Union difference! We are locally owned and proudly support our communities and local businesses. Our low loan rates and great member service are just some of the benefits you’ve been missing out on.
Become a Member of ASCU
Our members enjoy surcharge-free access to cash at Allpoint ATMs! Where are Allpoint ATMs located? Now at Circle K, CVS, Walgreens, and more. Look for the Allpoint Logo on ATMs and avoid fees at 55,000 ATMs worldwide.
Shared Branching
ASCU is part of the Co-Op Credit Union® Network. It’s like having 4,300 American Southwest Credit Union branches all in one. Your membership and accounts remain at ASCU, but you can go to other credit unions within the Co-Op to conduct many needed financial transactions and services.
Locate A Shared BranchFrequently Asked Questions
Find answers to our most asked questions such as “What’s the difference between a Credit Union and a Bank?” or “Is my account federally insured” or “Can I apply for membership online?”
FAQ
Our Mission
Did you know that Credit Unions are Not for Profit organizations? That’s right! Here are some facts:
- We’re owned by our members.
- We operate democratically.
- We’re not-for-profit; we don’t make money for elite shareholders.
- Profits are given back to our members in the form of better loan rates, etc.
- We support social and community programs to improve the quality of life for everyone.
ASCU Cares
Every year ASCU tries to give back to the communities we serve. Whether it is dollars donated, serving as a collection point for Toys for Tots, or volunteer hours at charity events or other local community based projects, we are involved in the people’s lives who walk by our doors every day.
Our Core Values are Integrity, Trust, Community, Care, Cooperation, Dedication, Education, Knowledge, and Excellence.
We strive to make a difference.
Community Outreach
Depositing checks is a snap with our ASCU Mobile App.
Aggregate accounts from other banks and credit unions into a single view! See balances, transactions, ad receipts, tags & notes. Easy remote deposits, view monthly statements, download recent transactions, pay bills, member to member transfers, and more! Download from the Apple App or the Google Play Store 4.8 – 5 Star Ratings!
Careers
American Southwest Credit Union is looking for professional, outgoing and dedicated employees.
When you join ASCU, you will find yourself in a supportive work environment with a culture that champions an open-door management philosophy and a team environment. We offer competitive wages, bi-annual stay bonuses, paid volunteer time, a great benefit package for full time staff and advancement opportunities within our organization. We have locations in Sierra Vista, Sahuarita/Green Valley, Douglas, Benson, and on Ft. Huachuca.
Become part of our progressive, extraordinary team!
We accept applications anytime and will keep them on file for 90 days.
Email your resume to hrdept@ascu.org If a position opens up during that timeframe that you qualify for, we will contact you. We also post job listings on https://regionalhelpwanted.com/sierra-vista-jobs/
Upcoming Events
In August 2022 we were published in American Banker as one of the Best Credit Unions to work for in the USA!
Over the last two years we have implemented a multitude of improvements to our working environment and employee benefits. We are so proud of the progress we’ve made and excited to be recognized as one of the best credit unions to work for in the USA.
But we’re not done! We continue to improve our services and perks for our employees. We’re excited for what the future will bring!
Holiday Closures 2023: January 2nd & 16th; February 20th;May 29th; June 19th; July 4th; Sept 4th; Oct 9th; Nov 11th; Nov 23rd; Nov 24th; Nov 25th; Dec 25th
Locations
- Benson, AZ
- 654 E. 7th Street
- (Corner of Highway 80 & 7th St)
- Hours M-F 9AM – 5PM
- Douglas, AZ
- 1094 N. San Antonio Ave.
- (11th & San Antonio)
- Hours M-F 9AM – 5PM
- Ft. Huachuca, AZ
- Building #41331
- (above Burger King. Take Winslow off the round-about)
- Hours M-F 9AM-5PM
- Sahuarita/Green Valley, AZ
- 1225 W. Duval Mine Rd.
- (Near Safeway facing Duval Mine Rd.)
- Hours M-F 9AM-5PM
- Sierra Vista, AZ
- 3090 E. Fry Blvd.
- (across from Veteran’s Park)
- SV LOBBY HOURS
- Mon-Thurs 9 AM – 5 PM
- Fri 9 AM – 6 PM
- Sat 9 AM – 1 PM
-
- SV DRIVE THRU HOURS
- Mon – Fri 7 AM – 6 PM
- Sat 9 AM – 1 PM
Contact Us
Chat: The fastest way to connect M-Th 8 AM – 5 PM and Fri 8 AM – 6 PM. Login to online banking from your computer or smart phone. Or click the “Let’s Talk” chat bubble on this website.
Secure Messaging: The best way to send us a message, even on the weekend. Secure Messaging is checked 2-4 times per day on M-F. You can even send a PDF, jpg, or Excel document through secure messaging. Login to online or mobile banking and click the white envelope icon.
Call Center: (520)459-1860 or 1-800-752-6394 M-Th 8 AM – 5 PM and Fri 8 AM – 6 PM
24/7 Automated Teller: (520) 459-1860 or Toll-Free: 1-800-752-6394
Nationwide Branch Access: Visit over 5,300 credit union branches across the United States at participating Co-Op Shared Branches.
Surcharge-free ATMs at any of our branch ATMs + Surcharge-free ATMs when you use AllPoint Network ATMs. Look for the AllPoint Logo at Walgreens, CircleK, CVS, Target, and other popular locations.
Routing Number
3221-7458-8
News and Financial Tips
