Buying A Home In Today’s Economy

The only thing certain about today’s economy is that it is uncertain. No one can guarantee what the next few years will bring.  Fortunately, you don’t have to give up on the home of your dreams because of a fluctuating economy. Here are four steps you can take to make sure your money – and […]

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How Can You Get The Most Out Of Your Investment In Your Home?

I want to increase the value of my home this summer. What can I do? Regular home maintenance is essential to protecting your largest investment. Before you worry about luxury amenities like a swimming pool or marble countertops, go through the house and do some preventative maintenance. You can start by printing out a home […]

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Choosing An Equity Loan In A Rising Rates Environment

Q: I’d like to take out a loan against my home’s equity, but I’ve heard that interest rates are expected to climb soon. What are the differences between a home equity line of credit (HELOC) and a typical home equity loan? How does an environment of rising interest rates impact each choice? A: It’s true […]

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4 Home Improvement Projects With High Long-Term Return

When you’re making improvements to your home, you’re not just making your life better in the short term.  You’re also making an investment in your future. Ideally, the increase in the value of your home will exceed the cost of the improvement.  However, it seldom works out like that.  The most efficient home improvements don’t […]

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Mistakes First Time Home Buyers Make

Q: My husband and I have been renting an apartment since we got married. We recently decided to buy our first home. Some friends of ours had lots of trouble with the process, and wound up buying a house they can’t really afford. We don’t want to go through what they did. What can we do […]

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Flipping Houses

In the 2019 real estate market, home-flipping has become more popular than ever. Flipping houses is a basic real estate investment concept that involves purchasing a rundown or undervalued home at the lowest possible price, spending the necessary time and money fixing it up and then selling it for a profit. Flipping or rehabbing homes […]

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Energy Efficient Appliances

Our dependence on energy increases daily.  With energy-dependent technology driving our lives, ecologists continue to search for ways to save our environment.  Focusing on energy-efficient appliances is one way to do that. Your monthly electric bill may not itemize the specific usage of each appliance in your home, but you can ask your local electric […]

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Can I Buy a House if I Have a Student Loan?

Is it possible for me to buy a house while I’m still paying off a student loan? Yes, you can buy a house and have a student loan you are still paying off.   If student loan debt that is managed responsibly should not hold you back from purchasing a house.  A 2018 Student Loan Hero […]

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Are Solar Panels Right for You?

Q: My summertime electric bills are sky-high. For this reason, I’m really thinking about having solar panels installed on my roof. I figure it’s gotta help me save on energy costs, but I hear they can be super-expensive. Should I go solar? A: Solar panels are popping up on roofs all across the country. This […]

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Sierra Vista Main Branch

Closed Saturday Aug. 7 and Saturday Aug. 14

 

The SV Main Branch will be closed Aug. 7 & Aug. 14 to finalize our backup generator installation.  ATM fees incurred in this area will be waived if you need to use an alternate ATM.  This closure includes the lobby, drive thru, ATMs, and call center.  More information at www.ascu.org/ascu-tech

 

SCAM ALERT

Have you received a postcard about your mortgage?  *These postcards ARE NOT from American Southwest Credit Union*. If you receive a postcard like this, please do not call the number.  It is a scam to fraudulently obtain personal information from you.

More information at www.ascu.org/scam-alert