Home Loans

Mortgages

Our responsive mortgage team is prepared to evaluate your home-buying or refinancing needs and offers various programs to fit many situations. Our rates and fees are very competitive and we have the flexibility to offer a wide variety of mortgages to match the products to the complexity of your loan. We offer first and second mortgages, home equity line of credit loans, construction loans, and a variety of terms including financing a second home.

Loans we currently offer:

Conventional Loans
Site built & Manufactured Homes
Minimum 5% down for Site Built Homes
30, 25, 20, 15 & 10 Year Terms

VA Loans
Site Built & Manufactured Homes
100% Financing for Purchase or Refinance
30, 25, 20, 15 & 10 Year Terms

FHA Loans
Site Built & Manufactured Homes
100% Financing for Purchase or Refinance
30 & 15 Year Terms

USDA Loans
Site Built Homes only
100% Financing for Purchase
30 Year Terms

CONSTRUCTION Loans
Contractor Built Only
9 Month Build Term – Typical

Please call our Mortgage Loan Officer at 520-459-1860 for details.

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Home Equity Loans

Keep us in mind when you need to put the equity in your home to work. Our home equity line-of-credit (HELOC) program is specifically designed for flexibility and convenience. You decide how to use it over a 10-year draw period, but you have a full 20-year payback term for low payments along with our competitive low rates and fees. Talk to our mortgage lending staff for specific answers to your questions.

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