Term Share & IRA Certificates

American Southwest Credit Union is a state chartered, federally insured financial cooperative that is owned by its members. We believe in responsible savings programs aimed at solving our member’s savings and investment needs. We offer competitive rates for the savings beginner as well as the sophisticated investor.

Term Share and IRA Certificates offer a safe method of saving over a specified term that typically achieves higher earnings than a traditional savings account. Our friendly and capable Member Services staff can help you find a flexible term and minimum balance certificate or IRA certificate to meet your interest income needs. We have certificates as short as six months and as long as five years.

  • Competitive rates
  • No monthly service charges
  • Monthly dividends can be compounded or transferred to another share account