Send Money with Zelle®
Zelle® is a fast, easy, and convenient way to send and receive money with people you know and trust. It’s built into your mobile banking app, so there’s no need to download a separate app.
Why Use Zelle®
Fast
Money goes straight into your account and is available to use in minutes.1
Convenient
Zelle® is available in your ASCU mobile and online banking — no separate app required.
Private
All you need is an email address or U.S. mobile number to send money with Zelle® — your account information stays private and secure.
No Fees
Zelle® does not charge any fees to send or receive money.
However, your mobile carrier’s message and data rates may apply.
Zelle® How It Works
Log In
Access Zelle® inside ASCU Digital Banking — no separate app needed.
Choose a Recipient
Select someone from your contacts or enter an email address or U.S. mobile number.
Enter the Amount
Add the amount you want to send, review your details, and confirm.
Money Arrives*
If the recipient is enrolled, they typically receive the money in minutes.
When to Use Zelle®
Split Bills
Easily split the cost of dinner, rent, or group gifts with friends and family using Zelle®.
Pay Back Friends
Send money to friends and family you know and trust for things like concert tickets or groceries using Zelle®.
Send Gifts
Send money to loved ones for birthdays, holidays, or special occasions quickly and securely with Zelle®.
Support Family
Send money to help family members with expenses, allowances, or unexpected needs using Zelle®.
Only use Zelle® with people you know and trust.
Important Legal Information
Eligibility & Timing:
To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.
Safety & Protection:
Only use Zelle® to send money to friends, family and others you know and trust. Neither ASCU nor Zelle® offers a protection program for authorized payments made with Zelle®.
Trademark & Terms
Terms and conditions apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
For more information about Zelle®, visit zellepay.com
Ready to get started with Zelle®?
Zelle® FAQs
What is Zelle®?
Do I need to download a separate Zelle® app?
Does the person I’m sending money to need to use Zelle®?
No. The person you’re sending money to does not need to use Zelle®. They only need to have a U.S. checking or savings account to receive the money.
How long does it take to receive money with Zelle®?
Can I cancel a payment?
Payments can’t be canceled if the recipient is already enrolled with Zelle®.
If the recipient is not yet enrolled, you may be able to cancel the payment. Please check your bank or credit union’s mobile app or online banking for cancellation options.
Is Zelle® safe?
Zelle® is a great way to send money to friends, family and others you trust.
Money is sent directly from one bank account to another. Because of this, it’s important to only send money to people you know and trust.
Who can use Zelle®?
To use Zelle®, the sender and recipient must have a U.S.-based checking or savings account.
Are there fees to use Zelle®?
Your bank or credit union does not charge fees to use Zelle®.
However, your mobile carrier’s message and data rates may apply.
What types of payments can I use Zelle® for?
Zelle® is intended for sending money to friends, family and others you trust.
Zelle® should not be used for the purchase of goods or services from people you don’t know.
Legal Notice
Zelle® related marks
are wholly owned by Early Warning Services, LLC and are used herein under license.