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Our dependence on energy increases daily.  With energy-dependent technology driving our lives, ecologists continue to search for ways to save our environment.  Focusing on energy-efficient appliances is one way to do that. Your monthly…

If you feel like the middle-class squeeze is getting tighter, you are not alone.  The numbers don’t lie: Life really is a more expensive than it used to be. Let’s look at what life…

Did you know the average American household carries $6,358 in credit card debt? If that isn’t alarming, consider this: A debt of $5,000 with an average interest rate of 24.99% where only the monthly…

Experts recommend allocating 15% of your monthly income toward retirement. Before you start exploring your options, though, you will need to set a goal, or a target number.  This number will represent how much…

Grocery shopping is an inevitable part of life. Whether you choose to do your shopping at the corner grocery, Whole Foods or your local supermarket, remembering what you need and trying to stick to…

Keep your credit cards safe. Store your cards in a secure wallet or purse. After making a purchase, immediately return your card to that place. Don’t allow websites to “remember” your card number. Only…

It's the number one question that separates the super-achievers in college from the party animals: Are you here to earn good grades and learn valuable lifelong skills, or are you here for the active…

A million dollars. For many people, it’s the pinnacle of financial success. For others, it’s just the first stepping stone toward their outrageous dreams. But how long does it take to actually reach that…

Is it possible for me to buy a house while I’m still paying off a student loan? Yes, you can buy a house and have a student loan you are still paying off.   If…

Q: My summertime electric bills are sky-high. For this reason, I’m really thinking about having solar panels installed on my roof. I figure it’s gotta help me save on energy costs, but I hear…

Savings accounts are always talked about.  But what about our checking accounts?   You might read up on financial experts who recommend keeping three to six months worth of living expenses in your savings account,…

6 Money Myths We Need to Stop Believing We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there…

American Southwest Credit Union's Southern Arizona Podcast Episode 002  Mindful Messages Therapy explores the importance of financial health in marriage. [audio mp3="https://ascu.org/wp-content/uploads/2020/05/Mindful-Messages-3_mixdown-Final.mp3"][/audio] Podcast interviews are meant to provide support and inspiration for our community…

American Southwest Credit Union's Southern Arizona Podcast Episode 001 [audio mp3="https://ascu.org/wp-content/uploads/2019/07/Chamber-of-Commerce-with-Music-Final_mixdown.mp3"][/audio] Podcast interviews are meant to provide support and inspiration for our community members and business owners.  They are not pre-written scripts and do…

Q: Is there any way to get through the back-to-school season without spending a small fortune? A: Back-to-school time is the second largest shopping season of the year. If all that spending makes your…

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