Our VISA® Debit Card are also usable through Visa, Interlink, and Plus ATM networks. However if you are using an ATM outside of the AllPoint ATM Network, a surcharge fee may apply depending on the ownership of the ATM.
ASCU also has three dynamic Visa Prepaid solutions to fit all of your needs: the Visa Gift card, the Visa Prepaid EMV card, and the Visa Student Prepaid card. Click here to see fees for Visa Prepaid cards
ASCU offers a variety of styles of Visa Prepaid Gift Cards that are perfect for any occasion: birthdays, graduations, weddings, holidays, or just to say “thank you”. Give a gift without worrying about getting the wrong size or color! For complete details, including terms and conditions, click here for gift card terms and conditions.
Easy to use and reloadable, Visa Prepaid debit cards go everywhere that you do. Our card is also EMV-capable, meaning you can feel more secure knowing that the “chip” is working for you! ASCU’s personalized Visa Prepaid card can be loaded using cash, direct deposit from your employer, a debit or credit card, or your ASCU checking or savings account. For complete details, including terms and conditions, click here for prepaid debit terms and conditions.
You have been asking for it and it is finally here! Our Reloadable Visa Student Prepaid card offers parents and students a better alternative. The card allows parents the ease of providing funds to their student while away and allows students to make purchases while avoiding the risk of carrying cash. ASCU is excited to offer this effective budgeting tool to its younger membership! For complete details, including terms and conditions, click here for student relationship terms and conditions.
We are rolling out our new contactless debit and credit cards which include the latest Tap-To-Pay technology.
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FALSE – Contactless cards are more secure than contact chip cards because they do not transmit your account number. They transmit an encrypted transaction token number. Each time you use your card, the token number changes, making each and every transaction token unique. Contactless cards contain the same chip technology as contact cards and help prevent fraud at point-of-sale terminals.
FALSE – Contactless cards only transmit token numbers. They do not transmit your name, card number, expiration date, or your security code on the back. This makes contactless cards more secure than contact cards. In addition, the transmittal distance is only a few millimeters. IF someone walked by you with an RFID, they could not merely put the device near your purse or wallet to receive a transmission.
TRUE – Help stop fraud in its tracks by not allowing others, including family members, to see your card number at any time. When at home, keep your purse or wallet securely stored out of view from visitors and family members. Do not give anyone your card to use. If you have to physically hand over your card to make a purchase (such as at a restaurant), keep an eye on where it is going and whose possession it is in. Likewise, never make a purchase over the phone by verbally giving out your account number. Instead, for businesses that accept phone payments, use their automated phone payment system. If they do not have an automated payment system, find a different way to pay.
TRUE – Scam websites and websites impersonating bona fide businesses are prevalent. Keep your card safe by making sure you are only visiting and making online purchases from websites run by reputable businesses. If you are in doubt about a website’s legitimacy, don’t make the purchase and leave the website immediately.