Earn 4.25% APY on New Money

13-Month Certificate Special

Put your savings to work with a competitive fixed rate and the security of an NCUA-insured certificate from American Southwest Credit Union.

4.25% APY
Minimum Deposit: $1,000 • No Maximum

New Money Required • Dividends Compounded Monthly • Federally Insured by NCUA

Get Started Today

Earn 4.25% APY on New Money

13-Month Certificate Special

Put your savings to work with a competitive fixed rate and the security of an NCUA-insured certificate from American Southwest Credit Union.

4.25% APY
Minimum Deposit: $1,000 • No Maximum

New Money Required • Dividends Compounded Monthly • Federally Insured by NCUA

Get Started Today

Why This Certificate Stands Out

  • 4.25% APY
  • 13-Month Term
  • Minimum Deposit: $1,000
  • No Maximum Deposit
  • New Money Required
  • Dividends Compounded & Credited Monthly
  • Federally Insured by NCUA

Open Your Certificate in 3 Simple Steps

1. Submit the Interest Form
Complete the short form below and let us know you’re interested.

2. We’ll Contact You
An ASCU representative will walk you through the account opening process and answer any questions.

3. Fund Your Certificate
Transfer funds from another institution or visit an ASCU branch to complete your deposit.

Built for Savers Who Want Certainty

  • Fixed return for the entire term
  • No stock market risk
  • Competitive earnings without market volatility
  • Local service from people who know Arizona communities
  • Federally insured by NCUA up to applicable limits

Questions? We’re Here to Help.

Whether you’re comparing rates, transferring funds, or opening a new certificate, our team is ready to help.

Ready to Earn 4.25% APY?
Complete the form below and an ASCU team member will contact you to discuss your certificate options and help you get started.

Membership required. New money only. Minimum opening deposit of $1,000 required.

Take the first step toward growing your savings today.
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APY = Annual Percentage Yield. APY reflects the total amount earned on the dividend rate and compounding frequency. 4.25% APY is available on a 13-Month Term Share Certificate with a 4.16% dividend rate. Offer effective October 1, 2026. A minimum opening deposit of $1,000 is required. New money only. New money is defined as funds not currently on deposit with American Southwest Credit Union. Dividends are compounded and credited monthly. A penalty may apply for early withdrawal. Fees may reduce earnings. Rates are subject to change or termination without notice. Federally insured by NCUA.