Credit Cards

No Annual Fees

Great Rewards

Safe & Secure


Visa Signature®

Want Rewards? 

This card has them!  Our Visa Signature Rewards Card comes with a great low rate, fee-free balance transfers, no annual fee, and  1.25 points for every net $1 spent and a 5-year point expiration time-frame. Conveniently redeem your points online for air travel, merchandise, or gift cards from dozens of retailers.  Plus you will get 3,000 bonus points for the first monetary transaction on your new account.


Apply Now for Visa

Visa Platinum®

This is the card you have been waiting for! A low rate card that will save you money each month. This card has great accessibility and convenience as a Platinum Card should. It offers a low rate, fee-free balance transfers, and no annual fee.

Apply Now for Visa

Visa Secured®

A great way to start or restart your credit with no annual fees. This card has a line of credit ranging from $500 to $2,000.

Visa Platinum Business Card®

Every Business Owner needs a great card like this one. This card offers a great low rate, no annual fee, up to a $50,000 credit line and rewards! You’ll get 1 point for every net $1 spent and a 5-year point expiration range. Conveniently redeem your points online for merchandise, gift cards from dozens of retailers or redeem your points in $50 increments for cash or payments to your credit card. Plus you will get 2,500 bonus points for the first $1,000 spent within 90 days of your account opening.

Such accounts are subject to Unlawful Internet Gambling Enforcement Act (UIGEA) or Regulation GG and restricted transactions associated with gambling are prohibited.

Concerned About Going Contactless? Truth vs. Myth About Contactless Card Security

True or False? Contactless cards are less secure than my current chip card. 

FALSE – Contactless cards are more secure than contact chip cards because they do not transmit your account number.  They transmit an encrypted transaction token number. Each time you use your card, the token number changes, making each and every transaction token unique.  Contactless cards contain the same chip technology as contact cards and help prevent fraud at point-of-sale terminals.


True or False? Contactless cards can be read with any RFID (Radio Frequency Identification Device).

FALSE – Contactless cards only transmit token numbers.  They do not transmit your name, card number, expiration date, or your security code on the back.  This makes contactless cards more secure than contact cards.  In addition, the transmittal distance is only a few millimeters.  IF someone walked by you with an RFID, they could not merely put the device near your purse or wallet to receive a transmission.


True or False? One of the greatest threats to my card security is from people seeing my card number, writing it down, and using it on the internet. 

TRUE – Help stop fraud in its tracks by not allowing others, including family members, to see your card number at any time.  When at home, keep your purse or wallet securely stored out of view from visitors and family members. Do not give anyone your card to use. If you have to physically hand over your card to make a purchase (such as at a restaurant), keep an eye on where it is going and whose possession it is in.  Likewise, never make a purchase over the phone by verbally giving out your account number.  Instead, for businesses that accept phone payments, use their automated phone payment system.  If they do not have an automated payment system, find a different way to pay.


True or False? Another threat to my card security is from purchasing merchandise from websites that turn out to be scams or imposter websites.

TRUE – Scam websites and websites impersonating bona fide businesses are prevalent.  Keep your card safe by making sure you are only visiting and making online purchases from websites run by reputable businesses.  If you are in doubt about a website’s legitimacy, don’t make the purchase and leave the website immediately.