Curbing the Impulse Buy

Have you ever come home from a needed shopping excursion only to find that you didn’t come home with the things you set out to buy?  Or worse yet, you bought something that doesn’t fit within your comfort zone but on impulse, you bought it anyway? This is the case for a lot of us.  […]

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Talking Finances with Teens

Money Talk with Teens Have you ever wondered how to teach your kids financial responsibility?  How do we prepare our kids to save for the future and to budget, without scaring them with our own problems?  Financial independence and living a debt free life is one of the key elements of happiness.  Money cannot buy […]

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Can a Budget App Help You?

Money App Graphic

Budgeting can be a challenge for a lot of us.  We, as Americans, don’t save nearly as much as we should and with all of the gadgets available that connect us to the world, these gadgets increase the cost of living.  For instance, could you live without your internet connection?  Could you live without your […]

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Home Loans

At American Southwest Credit Union, we provide a variety of products and services to meet your specific financial needs and in the most ideal ways possible. One such example is our home loans. Let’s take a closer look at this product and how its application process works. What is a home loan? A home loan, […]

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Putting Your Affairs in Order

Q: I know it’s important to have my financial affairs in order, especially when approaching an advanced age, but it is all so overwhelming. How do I go about this task? A: No one knows when their time will come, so, it’s best to be prepared at any age. Also, a debilitating illness or car […]

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The Pink Tax


Several economic studies have confirmed the existence of a so-called “pink tax,” an inflated price attached to goods and services specifically marketed to women. While theories abound to explain the pricing discrepancy, its existence seems clear. On everything from razors and deodorant to car repair and haircuts, women are expected to pay more for products […]

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Investing in Low Cost Index Funds

In advice for his trustee to follow upon his passing, investing genius Warren Buffett says: “Put 10% of the cash in short-term government bonds and 90% in a very low-cost S&P 500 index fund.” Evidently, Buffett favors low-cost, low-risk index funds over other higher-risk investment vehicles. Are you an active investor? Here’s a sobering thought […]

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What does Prime Rate mean?

Prime rates

Q: What is the prime rate and why does it matter? A: The prime rate, or prime, is the current interest rate that financial institutions in the U.S. charge their best customers. How is the prime rate determined? The Federal Reserve System, which is the central bank of the United States, sets the federal funds […]

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Tips for Buying a Used Car

Buying a Used car

Tips for Buying a Used Car But buying a previously owned vehicle can be a great way to save big on one of your most valuable possessions.  You do have to do your homework however, and be careful with the car you are buying. If you are shopping for an amazing deal on wheels during […]

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Be More with Less

minimalism and bare feet

Be More with Less: Look around your home, your room and your life. How much useless stuff is crammed into every available corner and taking up your valuable space, time and money? More importantly, is any of it actually making you happy? Courtney Carver believes that our obsessive drive to acquire more stuff complicates our […]

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