Share Rates

Rates are subject to change without notice. Penalties may apply for early withdrawal. Fees may reduce earnings. Share Savings Rates – Effective 2/06/18

Checking

Description Minimum Amount Term Rate APY* Compounding Period Effective
Choice Checking (Business Accounts) $1000 Daily 0.00% 0.00% Monthly 4th Qtr. 2017
Prestige Checking $2,000 Daily 0.00% 0.00% Monthly 4th Qtr. 2017

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Regular Shares

Description Minimum Dividend Balance Term Rate APY* Compounding Period Effective
Regular Shares (One Share = $5) $50 Daily 0.05% 0.05% Quarterly 4th Qtr. 2017

*Annual Percentage Yield

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Term Share Certificates/IRA TSCs

 

Description Minimum Amount Term Rate APY* Compounding Period
06 Month TSC or IRA TSC $500 6 Months 0.250% 0.25%** Monthly
06 Month TSC or IRA TSC $10,000 6 Months 0.399% 0.40%** Monthly
12 Month TSC or IRA TSC $500 1 Year 0.369% 0.37%** Monthly
12 Month TSC or IRA TSC $10,000 1 Year 0.549% 0.55%** Monthly
18 Month TSC or IRA TSC $500 18 Months 0.449% 0.45%** Monthly
18 Month TSC or IRA TSC $10,000 18 Months 0.598% 0.60%** Monthly
24 Month TSC or IRA TSC $500 2 Years 0.549% 0.55%** Monthly
24 Month TSC or IRA TSC $10,000 2 Years 0.857% 0.86%** Monthly
30 Month TSC or IRA TSC $500 30 Months 0.648% 0.65%** Monthly
30 Month TSC or IRA TSC $10,000 30 Months 0.995% 1.00%** Monthly
36 Month TSC or IRA TSC $500 3 Years 0.747% 0.75%** Monthly
36 Month TSC or IRA TSC $10,000 3 Years 1.144% 1.15%** Monthly
48 Month TSC or IRA TSC $500 4 Years 0.896% 0.90%** Monthly
48 Month TSC or IRA TSC $10,000 4 Years 1.391% 1.40%** Monthly
60 Month TSC or IRA TSC $500 5 Years 0.995% 1.00%** Monthly
60 Month TSC or IRA TSC $10,000 5 Years 1.638% 1.65%** Monthly

*Annual Percentage Yield

**Relationship pricing rates: Must have Checking and Direct Deposit or Regular Recurring Deposit to Checking. See your Member Service Representative for more information.

Rates are subject to change without notice. A penalty may apply for early withdrawal, fees may reduce earnings.

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Money Market

Description Minimum Amount Term Rate APY* Compounding Period
Flex Money Market $2,000 Daily 0.200% 0.20% Quarterly
Flex Money Market $20,000 Daily 0.250% 0.25% Quarterly
Flex Money Market $50,000 Daily 0.350% 0.35% Quarterly
Flex Money Market $100,000 Daily 0.399% 0.40% Quarterly

*Annual Percentage Yield
Penalties may apply. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

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Regular IRA Shares

Description Minimum Dividend Balance Term Rate APY* Compounding Period Effective
Regular IRA Shares (One Share = $5) $50 Daily 0.35% 0.35% Quarterly 4th Qtr. 2017

*Annual Percentage Yield

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