Share Rates

Rates are subject to change without notice. Penalties may apply for early withdrawal. Fees may reduce earnings. Share Savings Rates – Effective 12/20/16

Checking

Description Minimum Amount Term Rate APY* Compounding Period Effective
Choice Checking (Business Accounts) $1000 Daily 0.00% 0.00% Monthly 4th Qtr. 2016
Prestige Checking $2,000 Daily 0.00% 0.00% Monthly 4th Qtr. 2016

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Regular Shares

Description Minimum Dividend Balance Term Rate APY* Compounding Period Effective
Regular Shares (One Share = $5) $50 Daily 0.05% 0.05% Quarterly 4th Qtr. 2016

*Annual Percentage Yield

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Term Share Certificates/IRA TSCs

 

Description Minimum Amount Term Rate APY* Compounding Period
06 Month TSC or IRA TSC $500 6 Months 0.160% 0.16%** Monthly
06 Month TSC or IRA TSC $10,000 6 Months 0.270% 0.27%** Monthly
12 Month TSC or IRA TSC $500 1 Year 0.280% 0.28%** Monthly
12 Month TSC or IRA TSC $10,000 1 Year 0.419% 0.42%** Monthly
18 Month TSC or IRA TSC $500 18 Months 0.369% 0.37%** Monthly
18 Month TSC or IRA TSC $10,000 18 Months 0.559% 0.56%** Monthly
24 Month TSC or IRA TSC $500 2 Years 0.519% 0.52%** Monthly
24 Month TSC or IRA TSC $10,000 2 Years 0.767% 0.77%** Monthly
30 Month TSC or IRA TSC $500 30 Months 0.588% 0.59%** Monthly
30 Month TSC or IRA TSC $10,000 30 Months 0.906% 0.91%** Monthly
36 Month TSC or IRA TSC $500 3 Years 0.678% 0.68%** Monthly
36 Month TSC or IRA TSC $10,000 3 Years 1.055% 1.06%** Monthly
48 Month TSC or IRA TSC $500 4 Years 0.817% 0.82%** Monthly
48 Month TSC or IRA TSC $10,000 4 Years 1.302% 1.31%** Monthly
60 Month TSC or IRA TSC $500 5 Years 0.916% 0.92%** Monthly
60 Month TSC or IRA TSC $10,000 5 Years 1.549% 1.56%** Monthly

*Annual Percentage Yield

**Relationship pricing rates: Must have Checking and Direct Deposit or Regular Recurring Deposit to Checking. See your Member Service Representative for more information.

Rates are subject to change without notice. A penalty may apply for early withdrawal, fees may reduce earnings.

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Money Market

Description Minimum Amount Term Rate APY* Compounding Period
Flex Money Market $2,000 Daily 0.120% 0.12% Quarterly
Flex Money Market $20,000 Daily 0.150% 0.15% Quarterly
Flex Money Market $50,000 Daily 0.250% 0.25% Quarterly
Flex Money Market $100,000 Daily 0.280% 0.28% Quarterly

*Annual Percentage Yield
Penalties may apply. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

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Regular IRA Shares

Description Minimum Dividend Balance Term Rate APY* Compounding Period Effective
Regular IRA Shares (One Share = $5) $50 Daily 0.35% 0.35% Quarterly 4th Qtr. 2016

*Annual Percentage Yield

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