Checking
Need to organize your money for better financial management?
Set up Savings Sub-Accounts at ASCU
Sub-Accounts are extensions of your savings account that allow you to easily set aside money for specific long-term purposes. Be prepared for upcoming expenses by setting up automatic transfers into your sub-accounts from your main checking or savings so your sub-accounts grow over time. You can set up as many sub-accounts as you need, name them according to your savings goal, and watch your money grow. When that bill comes due, simply transfer the money from that sub-account to your checking account and pay the bill.
Set up sub-accounts for “Vacation Savings”, “Car Repairs”, “Property Taxes”, “Home Repairs”, “Income Taxes”, “Insurance Premiums”, and much more.
Get the most out of your Spending and Savings Accounts with ASCU Savings Sub-Accounts. Just come into a branch and ask us to set them up.
If you are already a member and using digital banking, you can create your own sub-accounts right from the App or from home on our digital banking platform.
Classic Checking
This checking account offers you convenience with no minimum balance and no monthly fee. You may receive:
- Low-cost duplicate checks for easy balancing!
- VISA® Debit card
- Overdraft protection from your savings or sub-accounts
- Overdraft Protection Program for checks, ACH, and Visa Debit transactions
- Free Online Banking and Bill Payment
- Free unlimited use of ASCU ATM’s
- AllPoint ATM Network access
Prestige Checking
For astute money managers, try Prestige Checking! With a minimum daily balance of $2,000.00, there is no monthly fee*. Prestige Checking entitles you to:
- FREE standard Credit Union checks
- VISA® Debit card
- Overdraft protection from your savings or sub-accounts
- Overdraft Protection Program for checks, ACH, and Visa Debit transactions
- Free Online Banking and Bill Payment
- Free unlimited use of ASCU ATM’s
- AllPoint ATM Network access
*Note: If your balance falls below $2,000.00 on any one day during the month, a $10 monthly fee will be applied to your account. Each day the balance falls below $2,000.00, the account will not earn a dividend.
Bank Anytime Online! You’ll have full access to your accounts for easy online transactions. You’ll be amazed what you can do in the comfort of your home or office!
Remote Deposit- Deposit checks from anywhere using your smart phone!
- Enroll for Remote Deposits when you set up your account.
- Download our free, award-winning app onto your smart phone.
- Snap a photo of the front and back of your endorsed check. It’s fast and secure!
Other Digital Banking Features:
- View all of your account balances, including checking, savings, and loan balances
- Pay bills*
- Make Transfers**
- Review account history up to 30 days
- Schedule payments
- View, edit, or delete pending payments
- View payment history
- Free Check Image Retrieval – Retrieve and print a full-page image of your cleared checks online
- Verify that a particular check has cleared your account
- Verify that deposits were received and credited
- Obtain year-to-date information on dividends paid on savings and interest paid on loans
- Obtain payroll deposit information
- Order checks
- Free E-Statements
- View and set up alerts
*NOTE: Members must register and set-up payees on a PC before utilizing bill payment through mobile banking.
**More than one account is required in order to make transfers.
Need access to your account in different locations? We are part of the Co-Op Shared Branch Network.